244 Lowden Point Rd, Rochester, NY 14612 Property Records

Monroe County and Greece Town property record for 244 Lowden Point Rd, Rochester, NY 14612

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,100 sqft · built 1952
Lot Size	0.233 acres (10,160 sqft)
Owner	2 Individual Names on Record
Last Sale	$117,900 (Dec 2012)
Tax Bill	$7,760 (2026)
Deeds & Mortgages	Aug 2019 Line of Credit Feb 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`262800 026.14-3-27`

Property Details

APN / Parcel Number

Primary APN	`262800 026.14-3-27`
Alternative APNs	`28000261400003027000` `04717581000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,100 sqft Living Area
1st Floor Area	1,200 sqft
2nd Floor Area	900 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	10,160 sqft (0.233 acres)
Lot Dimensions	169 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	196 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	04717581000
Street Address	244 LOWDEN POINT RD
City	ROCHESTER
State	NY
Zip	14612-1238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1ST DIV L55 T2 GRANDVIEW 97-37 L199 BK A
Legal Block	3
Legal Lot Number	27.000
Jurisdiction	MONROE NY
Township / Civil Division	GREECE
Census Block Group	2
Census Block	2014
Census Tract	13402

Owner

Source: Monroe County and Greece Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	244 LOWDEN POINT RD, ROCHESTER, NY 14612-1238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2019	Deed of Trust, Mortgage · Line of Credit ESL FCU
Feb 23, 2022	Deed of Trust, Mortgage · Line of Credit ESL FCU
Feb 23, 2022	Deed of Trust, Mortgage · Line of Credit ESL FCU
Jul 22, 2019	Loan Modification, Mortgage · Line of Credit ESL FCU
Oct 18, 2017	Deed of Trust, Mortgage · Line of Credit ESL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2012 · Amount on Record
Deed Sale	Dec 21, 2012 · Amount on Record
Prior Sale	May 31, 2006 · Amount on Record
Deed Document Number	2012568
Deed Book / Page	11203 / 154
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	244 LOWDEN POINT RD, ROCHESTER, NY 14612-1238
Transaction Type	Mortgage
Record Updated	May 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000457
Date	Aug 1, 2019
Book Page	28128/110
Instrument	201908010457

Lender

Name	ESL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	244 LOWDEN POINT RD, ROCHESTER, NY 14612-1238
Transaction Type	Mortgage
Record Updated	Apr 7, 2022
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000325
Date	Feb 23, 2022
Book Page	29758/209
Instrument	202202230325

Lender

Name	ESL FCU
Type	Credit Union
Address	42357

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	244 LOWDEN POINT RD, ROCHESTER, NY 14612-1238
Transaction Type	Mortgage
Record Updated	Apr 7, 2022
Title Company	STEWART TITLE, STEWART TTL INS CO UPSTATE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000324
Date	Feb 23, 2022
Book Page	29758/200
Instrument	202202230324

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE NY
Property Address	244 LOWDEN POINT RD, ROCHESTER, NY 14612-1238
Document Number	0000000458
Instrument Date	Jul 22, 2019
Transaction Type	Mortgage
Record Updated	Aug 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 LOWDEN POINT RD ROCHESTER NY 146121238, ROCHESTER, NY 14612-1238

Mortgage

Document Number	0000000458
Date	Aug 1, 2019
Book Page	028128/000119
Instrument	458

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	244 LOWDEN POINT RD, ROCHESTER, NY 14612-1238
Document Number	0000000442
Book / Page	027377 / 000204
Instrument Date	Oct 18, 2017
Transaction Type	Mortgage
Record Updated	Nov 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 LOWDEN POINT RD ROCHESTER NY 146121238, ROCHESTER, NY 14612-1238

Mortgage

Document Number	0000000442
Date	Oct 31, 2017
Book Page	027377/000204
Instrument	442

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604-2424

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County and Greece Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Greece Town
Unified School District	Hilton Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,760.00 (+10.87%) Homeowner's exemption
2025	$6,999.00	$179,200 (-) Land $23,400 Building $155,800	$293,800 (+41%) Land $38,365 Building $255,435
2023		$179,200 Land $23,400 Building $155,800	$208,372 Land $27,209 Building $181,163

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	49 (1978–2023)
Claims Outside the SFHA	17 of 49
Most Recent Claim	Aug 2023 · rainfall accumulation
Claims by Event	Flooding, Jul 2017 · 8 claims Severe Blizzard, Mar 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Lowden Point Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures