244 Harris St, Erwin, TN 37650 Property Records

Unicoi County property record for 244 Harris St, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,323 sqft · built 2008
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$136,000 (Jul 2019)
Tax Bill	$896 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Nov 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`031F-E-004.32`

Property Details

APN / Parcel Number

Primary APN	`031F-E-004.32`
Alternative APNs	`086031F E 00432` `000007604`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,323 sqft Living Area
1st Floor Area	1,323 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Custom Design
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	200 ft deep x 75 ft wide
Terrain	Mountain

Exterior Amenities

Porch	Slab
Porch Area	135 sqft
Deck Area	20 sqft
Patio Area	170 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	244 HARRIS ST
City	ERWIN
State	TN
Zip	37650-2015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PB B PG 390 LOT PT29 75X200
Legal Subdivision	ALLEN
Legal Lot Number	29
Jurisdiction	UNICOI TN
Township / Civil Division	1
Census Block Group	1
Census Block	1062
Census Tract	80200

Owner

Source: Unicoi County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	244 HARRIS ST, ERWIN, TN 37650-2015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2024	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Nov 3, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
May 16, 2025	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jul 8, 2025	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 8, 2019	Warranty Deed, Transfer · FHA Mortgage SECURITYNATIONAL MTG CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2019 · Amount on Record
Deed Sale	Jul 8, 2019 · Amount on Record
Prior Sale	Sep 8, 2008 · Amount on Record
Deed Document Number	20191294
Deed Book / Page	424 / 400
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	244 HARRIS ST, ERWIN, TN 37650-2015
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 HARRIS ST, ERWIN, TN 37650-2015

Mortgage

Document Number	0000047766
Date	Jan 9, 2024
Book Page	477/66
Instrument	24000029

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Aug 1, 2051

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	244 HARRIS ST, ERWIN, TN 37650-2015
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 HARRIS ST, ERWIN, TN 37650-2015

Mortgage

Document Number	0000046584
Date	Nov 3, 2022
Book Page	465/84
Instrument	22002371

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Aug 1, 2051

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	244 HARRIS ST, ERWIN, TN 37650-2015
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 HARRIS ST, ERWIN, TN 37650-2015

Mortgage

Document Number	0000491657
Date	May 16, 2025
Book Page	491/657
Instrument	25001086

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	315 Months
Due	Aug 1, 2051

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Jul 8, 2025
Property Address	244 HARRIS ST, ERWIN, TN 37650-2015
Document Number	0000493504
Book / Page	493 / 504
Map Reference	CAB B SL 457
Instrument Date	Jul 8, 2025
Instrument	25001500
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 HERVIS ST, ERWIN, TN 37650

Mortgage

Document Number	0025001501
Date	Jul 8, 2025
Instrument	25001501

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Jul 8, 2019
Property Address	244 HARRIS ST, ERWIN, TN 37650-2015
Document Number	424400
Book / Page	000424 / 000400
Instrument Date	Jul 3, 2019
Instrument	1294
Transaction Type	Transfer
Record Updated	Jul 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$503.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 HARRIS ST ERWIN TN 376502015, ERWIN, TN 37650-2015

Mortgage

Document Number	424403
Date	Jul 8, 2019
Book Page	000424/000403
Instrument	1295

Lender

Name	SECURITYNATIONAL MTG CO
Address	MURRAY, UT 84123

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 7, 2049

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$896.00	$34,325 (-) Land $5,025 Building $29,300	$137,300 (-) Land $20,100 Building $117,200
2024	$896.00 (+11.03%)	$34,325 (-) Land $5,025 Building $29,300
2023		$34,325 (-) Land $5,025 Building $29,300
2022	$807.00	$34,325 Land $5,025 Building $29,300	$137,300 Land $20,100 Building $117,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of Tennessee
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Point Broadband.

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