244 Harper St, Star, NC 27356 Property Records

Montgomery County property record for 244 Harper St, Star, NC 27356

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,196 sqft · built 1949
Lot Size	1.06 acres (46,174 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Mar 2022)
Tax Bill	$1,514 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7660 18 41 9130`

Property Details

APN / Parcel Number

Primary APN	`7660 18 41 9130`
Alternative APNs	`1480955` `1485712`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,196 sqft Finished Area
Basement Area	1,196 sqft
Unfinished Basement	1,196 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Roof Type	Hip
Roof Material	Metal
Lot Area	46,174 sqft (1.06 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Zoned

Location & Zoning

Account Number	1485712
Street Address	244 HARPER ST
City	STAR
State	NC
Zip	27356-7459
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	SARAH BURNS & HOUSE SARAH BURNS & HOUSE
Jurisdiction	MONTGOMERY NC
Township / Civil Division	STAR
Census Block Group	4
Census Block	4041
Census Tract	960102

Owner

244 Harper St is owned and occupied by an individual who bought it in March 2022.

Source: Montgomery County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	244 HARPER ST, STAR, NC 27356-7459
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jan 23, 2019	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2022 · Amount on File
Deed Sale	Mar 31, 2022 · Amount on File
Prior Sale	Jan 23, 2019 · Amount on File
Deed Document Number	2022373249
Deed Book / Page	899 / 213
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Mar 31, 2022
Property Address	244 HARPER ST, STAR, NC 27356-7459
Document Number	000899/213
Book / Page	899 / 213
Instrument Date	Mar 31, 2022
Instrument	373249
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 HARPER ST, STAR, NC 27356-7459

Mortgage

Document Number	0000373250
Date	Mar 31, 2022
Instrument	373250

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Jan 23, 2019
Property Address	244 HARPER ST, STAR, NC 27356-7459
Document Number	0820/0219
Book / Page	0820 / 0219
Instrument Date	Jan 9, 2019
Instrument	357386
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$254.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	244 HARPER ST, 244, STAR, NC 27356-7459

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 HARPER ST, STAR, NC 27356-7459

Mortgage

Document Number	357387
Date	Jan 23, 2019
Instrument	357387

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

The 2025 property tax bill for 244 Harper St was $1,514.

Source: Montgomery County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Municipality	Star Town
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$122,659 (-) Land $16,960 Building $105,699	$122,659 (-) Land $16,960 Building $105,699
2025	$1,514.00	$122,659 Land $16,960 Building $105,699	$122,659 Land $16,960 Building $105,699
2023		$122,659 Land $16,960 Building $105,699	$122,659 Land $16,960 Building $105,699

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 244 Harper St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 22, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 244 Harper St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF STAR serves 933 people · EPA ID NC0362025
Water Source	Purchased surface water from MONTGOMERY COUNTY WATER SYSTEM
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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