Scott County property record for 244 Harmony Ridge Dr, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,382 sqft · built 2004 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $215,000 (Oct 2021) |
| Tax Bill | $2,026 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Oct 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 192-10-032.000 |
| Primary APN | 192-10-032.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,382 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Combination |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 244 HARMONY RIDGE DR |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-9688 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARMONY RIDGE |
| Legal Subdivision | HARMONY RIDGE |
| Legal Phase | 1B |
| Legal Lot Number | 148 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 40205 |
244 Harmony Ridge Dr is owned and occupied by two individuals who bought it in October 2021.
Source: Scott County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 244 HARMONY RIDGE DR, GEORGETOWN, KY 40324-9688 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 27, 2022 | Deed of Trust, Mortgage · FHA Mortgage DOVENMUEHLE MORTGAGE INC |
| Oct 28, 2021 | Warranty Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Mar 5, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Dec 28, 2017 | Deed, Transfer BUD LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2021 · Amount on File |
| Deed Sale | Oct 28, 2021 · Amount on File |
| Prior Sale | Dec 28, 2017 · Amount on File |
| Deed Document Number | 2021444684 |
| Deed Book / Page | 429 / 38 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 244 HARMONY RIDGE DR, GEORGETOWN, KY 40324-9688 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 244 HARMONY RIDGE DR, GEORGETOWN, KY 40324-9688 |
| Document Number | 0M1716/521 |
|---|---|
| Date | Oct 27, 2022 |
| Book Page | M1716/521 |
| Instrument | 460906 |
| Name | DOVENMUEHLE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75201 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Oct 28, 2021 |
| Property Address | 244 HARMONY RIDGE DR, GEORGETOWN, KY 40324-9688 |
| Document Number | D429/38 |
| Book / Page | D429 / 38 |
| Map Reference | CAB 8 SL 175 |
| Instrument Date | Oct 12, 2021 |
| Instrument | 444684 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2021 |
| Title Company | HOME CLOSINGS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $215.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1580 RIVER BEND SE, 1580, SEDALIA, MO 65301 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 244 HARMONY RIDGE DR, GEORGETOWN, KY 40324-9688 |
| Document Number | 444685 |
|---|---|
| Date | Oct 28, 2021 |
| Instrument | 444685 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 244 HARMONY RIDGE DR, GEORGETOWN, KY 40324-9688 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1586/1 |
|---|---|
| Date | Mar 5, 2021 |
| Book Page | M1586/1 |
| Instrument | 429606 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Dec 28, 2017 |
| Property Address | 244 HARMONY RIDGE DR, GEORGETOWN, KY 40324-9688 |
| Document Number | D393/859 |
| Book / Page | D393 / 859 |
| Map Reference | CAB8 SL175 |
| Instrument Date | Dec 22, 2017 |
| Instrument | 379868 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 188, PARIS, KY 40362-0188 |
| Name | Verified Name |
|---|---|
| Address | 244 HARMONY RIDGE DR, GEORGETOWN, KY 40324-9688 |
| Document Number | 379869 |
|---|---|
| Date | Dec 28, 2017 |
| Instrument | 379869 |
| Name | BUD LLC |
|---|---|
| Type | Non-Lending Institution |
| Amount | Amount on Record |
|---|---|
| Term | 1 Months |
| Due | Jan 22, 2018 |
The 2025 property tax bill for 244 Harmony Ridge Dr was $2,026.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $227,500 (-) | $227,500 (-) | |
| 2025 | $2,026.00 | $227,500 | $227,500 |
| 2023 | $1,949.00 (+4.5%) | $215,000 (-) Land $33,000 Building $182,000 | $215,000 (-) Land $33,000 Building $182,000 |
| 2022 | $1,865.00 | $215,000 Land $33,000 Building $182,000 | $215,000 Land $33,000 Building $182,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 244 Harmony Ridge Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 10 (2008–2015) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 244 Harmony Ridge Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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