244 Fairmount St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 244 Fairmount St, Lowell, MA 01852

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,590 sqft · built 2006
Lot Size	1.29 acres (56,192 sqft)
Owner	2 Individual Names on File
Last Sale	$890,000 (Oct 2021)
Tax Bill	$13,968 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`J03260`

Property Details

APN / Parcel Number

Primary APN	`J03260`
Alternative APNs	`LOWE M:236 B:2225 L:244` `M:000236 T:J03260`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	3 Stories
Building Area	4,590 sqft Living Area
Gross Area	9,628 sqft
1st Floor Area	2,228 sqft
Attic	Attic
Attic Area	1,292 sqft
Basement Area	2,228 sqft
Unfinished Basement	468 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	56,192 sqft (1.29 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	J03260
Street Address	244 FAIRMOUNT ST
City	LOWELL
State	MA
Zip	01852-3708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SSF
Legal Block	2225
Legal Lot Number	244
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1015
Census Tract	312502

Owner

244 Fairmount St is owned and occupied by two individuals who bought it in October 2021.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	244 FAIRMOUNT ST, LOWELL, MA 01852-3708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2021 · Amount on File
Deed Sale	Oct 18, 2021 · Amount on File
Prior Sale	Jun 27, 2014 · Amount on File
Deed Book / Page	36392 / 181
Prior Transfer Date	Oct 15, 2021
Prior Transfer Doc	36392-181
Record Updated	Oct 29, 2026

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Oct 18, 2021
Property Address	244 FAIRMOUNT ST, LOWELL, MA 01852-3708
Document Number	36392-181
Book / Page	36392 / 181
Instrument Date	Oct 15, 2021
Instrument	60879
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	244 FAIRMOUNT ST, LOWELL, MA 01852-3708

Mortgage

Document Number	60880
Date	Oct 18, 2021
Instrument	60880

Lender

Name	MORTGAGE EQUITY PARTNERS LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 244 Fairmount St was $13,968, up 8.2% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,968.00 (+8.16%)	$1,230,700 (+9.41%) Land $294,400 Building $936,300	$1,003,237 (-4.15%)
2025	$12,914.00 (-2.06%)	$1,124,900 (+1.61%) Land $275,200 Building $849,700	$1,046,710 (+15.35%)
2024	$13,186.00 (+5.25%)	$1,107,100 (+9.76%) Land $257,400 Building $849,700	$907,440
2023	$12,528.00	$1,008,700 Land $223,800 Building $784,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 244 Fairmount St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978)
Most Recent Claim	Feb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 244 Fairmount St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20