244 Edison St, Waterloo, WI 53594 Property Records

Jefferson County property record for 244 Edison St, Waterloo, WI 53594

Property Summary

Property Type	Single Family Home
Lot Size	0.255 acres (11,108 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Apr 2024)
Tax Bill	$6,057 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Dec 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`290-0813-0644-022`

Property Details

APN / Parcel Number

Primary APN	`290-0813-0644-022`

Exterior

Lot Area	11,108 sqft (0.255 acres)
Lot Dimensions	132 ft deep x 84 ft wide

Location & Zoning

Street Address	244 EDISON ST
City	WATERLOO
State	WI
Zip	53594-1112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W74FT OF OUT LOT 88 & E10FT OF OUT LOT 89, ASR PLT
Legal Range	13E
Legal Township	08N
Legal Section	06
Legal Quarter	SE
Quarter-Quarter Section	SE
Legal Subdivision	ASSESSORS
Legal Lot Number	88
Jurisdiction	JEFFERSON WI
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1004
Census Tract	100400

Owner

Source: Jefferson County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	244 EDISON ST, WATERLOO, WI 53594-1112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2024	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF WISCONSIN CU
Jan 9, 2020	Trustee's Deed, Construction Loan · Construction Mortgage UW CU
Nov 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY/WI CU
Feb 23, 2018	Deed, Transfer · FHA Mortgage THOMPSON KANE & CO LLC
Feb 22, 2018	Deed of Trust, Mortgage · Conventional with PMI THOMPSON KANE & CO LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2024 · Amount on Record
Deed Sale	Apr 18, 2024 · Amount on Record
Prior Sale	Feb 23, 2018 · Amount on Record
Deed Document Number	1483207
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON WI
Recording Date	Apr 18, 2024
Property Address	244 EDISON ST, WATERLOO, WI 53594-1112
Document Number	0001483207
Instrument Date	Apr 16, 2024
Instrument	1483207
Transaction Type	Transfer
Record Updated	May 8, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 EDISON ST, WATERLOO, WI 53594-1112

Mortgage

Document Number	0001483208
Date	Apr 18, 2024
Instrument	1483208

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	244 EDISON ST, WATERLOO, WI 53594-1112
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001437114
Date	Dec 18, 2020
Instrument	1437114

Lender

Name	UNIVERSITY OF WISCONSIN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2050

Interest

Rate Type	Fixed Rate

January 2020: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	JEFFERSON WI
Recording Date	Jan 9, 2020
Property Address	244 EDISON ST, WATERLOO, WI 53594-1112
Instrument Date	Dec 26, 2019
Instrument	1419140
Transaction Type	Construction Loan
Record Updated	Jan 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	244 EDISON ST WATERLOO WI 535941112, WATERLOO, WI 53594-1112

Mortgage

Document Number	0001419140
Date	Jan 9, 2020
Instrument	1419140

Lender

Name	UW CU
Type	Credit Union
Address	OAKLAND, ME 04963

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	244 EDISON ST, WATERLOO, WI 53594-1112
Document Number	0001417583
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	244 EDISON ST WATERLOO WI 535941112, WATERLOO, WI 53594-1112

Mortgage

Document Number	0001417583
Date	Nov 27, 2019
Instrument	1417583

Lender

Name	UNIVERSITY/WI CU
Type	Credit Union
Address	MADISON, WI 53744-4963

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 26, 2034

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON WI
Recording Date	Feb 23, 2018
Property Address	244 EDISON ST, WATERLOO, WI 53594-1112
Document Number	0001393877
Instrument Date	Feb 22, 2018
Instrument	1393877
Transaction Type	Transfer
Record Updated	Mar 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 EDISON ST, WATERLOO, WI 53594-1112

Mortgage

Document Number	0001393878
Date	Feb 23, 2018
Instrument	1393878

Lender

Name	THOMPSON KANE & CO LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	244 EDISON ST, WATERLOO, WI 53594-1112
Document Number	0001393878
Instrument Date	Feb 22, 2018
Transaction Type	Mortgage
Record Updated	May 31, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	244 EDISON ST WATERLOO WI 535941112, WATERLOO, WI 53594-1112

Mortgage

Document Number	0001393878
Date	Feb 23, 2018
Instrument	1393878

Lender

Name	THOMPSON KANE & CO LLC
Address	8020 EXCELSIOR DR # 401, MADISON, WI 53717-1998

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 22, 2048

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Jefferson County
Municipality	Waterloo City
Unified School District	Waterloo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,057.00 (+30.48%) Homeowner's exemption	$330,600 (+43.3%) Land $45,000 Building $285,600	$364,800
2023	$4,642.00 Homeowner's exemption	$230,700 Land $37,500 Building $193,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	11 (1979–2008)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATERWORKS serves 3,520 people · EPA ID WI1280115
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Oct 2019 Lead public education Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Netwurx.

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