244 E Oak Grove Rd, Leaf River, IL 61047 Property Records

Ogle County property record for 244 E Oak Grove Rd, Leaf River, IL 61047

Property Summary

Property Type	Single Family Home
Details	built 2012
Lot Size	7 acres (304,920 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Jun 2025)
Tax Bill	$11,954 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Apr 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-10-300-005`

Property Details

APN / Parcel Number

Primary APN	`04-10-300-005`

Interior

Stories	1 Story

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Lot Area	304,920 sqft (7 acres)

Location & Zoning

Street Address	244 E OAK GROVE RD
City	LEAF RIVER
State	IL
Zip	61047-9432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT W2 SW4 SEC 10, BEG SE COR W2 SW4 W649.50 NE582.74 NE226.39 NE224.60 NE80 S774 TO POB SEC 10-25-10
Legal Range	10
Legal Township	25
Legal Section	10
Jurisdiction	OGLE IL
Township / Civil Division	BYRON
Census Block Group	2
Census Block	2014
Census Tract	960700

Owner

Source: Ogle County records · APN 04-10-300-005

Assessment roll updated April 28, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	244 E OAK GROVE RD, LEAF RIVER, IL 61047-9432
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 02, 2025	Warranty Deed, Transfer · Conventional Mortgage BYRON BANK
Apr 06, 2020	Warranty Deed, Transfer · Conventional with PMI FIRST NTHRN CU
Nov 14, 2019	Quit Claim Deed, Transfer · Conventional with PMI NORTHWEST BK/ROCKFORD
Jul 02, 2018	Deed of Trust, Mortgage · Conventional with PMI NORTHWEST BK/ROCKFORD

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 02, 2025 · Amount on Record
Deed Sale	Jun 02, 2025 · Amount on Record
Prior Sale	Apr 06, 2020 · Amount on Record
Deed Document Number	20252635
Prior Transfer Date	Nov 07, 2019
Prior Transfer Doc	0000006503
Record Updated	Sep 20, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Jun 02, 2025
Property Address	244 E OAK GROVE RD, LEAF RIVER, IL 61047-9432
Document Number	0000002635
Instrument Date	May 15, 2025
Instrument	202502635
Transaction Type	Transfer
Record Updated	Jun 09, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$787.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	244 E OAK GROVE RD, LEAF RIVER, IL 61047-9432

Mortgage

Document Number	0000002636
Date	Jun 02, 2025
Instrument	202502636

Lender

Name	BYRON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	9.25%
Index	1-Year CMT
Max Rate	13.2%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Apr 06, 2020
Property Address	244 E OAK GROVE RD, LEAF RIVER, IL 61047-9432
Document Number	0000001960
Instrument Date	Apr 03, 2020
Instrument	1960
Transaction Type	Transfer
Record Updated	May 12, 2020
Title Company	KTG ABSTRACT CORPORATION, KTG ABSTRACT CORP.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 E OAK GROVE RD LEAF RIVER IL 610479432, LEAF RIVER, IL 61047-9432

Mortgage

Document Number	1961
Date	Apr 06, 2020
Instrument	1961

Lender

Name	FIRST NTHRN CU
Type	Credit Union
Address	CHICAGO, IL 60606

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 05, 2050

Interest

Rate Type	Fixed Rate
Rate	3.12%

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OGLE IL
Recording Date	Nov 14, 2019
Property Address	244 E OAK GROVE RD, LEAF RIVER, IL 61047-9432
Document Number	0000006503
Instrument Date	Nov 07, 2019
Instrument	6503
Transaction Type	Transfer
Record Updated	Dec 13, 2019
Title Company	SECURITY FIRST TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 E OAK GROVE RD LEAF RIVER IL 610479432, LEAF RIVER, IL 61047-9432

Mortgage

Document Number	6504
Date	Nov 14, 2019
Instrument	6504

Lender

Name	NORTHWEST BK/ROCKFORD
Type	Bank
Address	ROCKFORD, IL 61103

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.87%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	244 E OAK GROVE RD, LEAF RIVER, IL 61047-9432
Document Number	0000003789
Instrument Date	Jul 02, 2018
Transaction Type	Mortgage
Record Updated	Aug 01, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	244 E OAK GROVE RD LEAF RIVER IL 610479432, LEAF RIVER, IL 61047-9432

Mortgage

Document Number	0000003789
Date	Jul 11, 2018
Instrument	3789

Lender

Name	NORTHWEST BK/ROCKFORD
Type	Bank
Address	ROCKFORD, IL 61103

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2048

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

Source: Ogle County records · Assessment roll updated April 28, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Byron Township
Unified School District	Byron Community Unit School District 226 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,954.00 (+36.27%)	$170,049 (+28.38%) Land $32,088 Building $137,961	$510,147 (+28.38%) Land $96,264 Building $413,883
2023		$132,460 Land $27,611 Building $104,849	$397,380 Land $82,833 Building $314,547
2022	$8,772.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ogle County (17141C), as of December 30, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171419607002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	40 (1994–2017)
Claims Outside the SFHA	4 of 40
Most Recent Claim	Jan 2017 · other causes
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims Severe Storms And Flooding, Jul 2010 · 16 claims

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AaroBand Fixed Wireless	100 / 50

May also be available: T-Mobile USA.

Based on FCC filings for 5 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Oak Grove Rd

Nearby Streets

All Leaf River, IL Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures