Clinton County property record for 244 E Elm St, Elsie, MI 48831
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 964 sqft · built 1900 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $143,250 (Aug 2026) |
| Tax Bill | $747 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Apr 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 061-200-007-006-00 |
| Primary APN | 061-200-007-006-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 964 sqft Living Area |
| 1st Floor Area | 964 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable/Hip |
| Lot Area | 16,553 sqft (0.38 acres) |
| Lot Dimensions | 165 ft deep x 99 ft wide |
| Garage Type | Detached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 182 sqft |
| Deck Area | 180 sqft |
| Heating System | Space Heater |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 244 E ELM ST |
|---|---|
| City | ELSIE |
| State | MI |
| Zip | 48831-9640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 6, & E 1/2 OF LOT 7, BLK 7, VANDEUSEN ADD TO VILLAGE OF ELSIE |
| Legal Subdivision | VANDEUSEN ADD |
| Legal Block | 7 |
| Legal Lot Number | 6-7 |
| Jurisdiction | CLINTON MI |
| Township / Civil Division | DUPLAIN |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 10702 |
Source: Clinton County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 244 E ELM ST, ELSIE, MI 48831-9640 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Aug 24, 2026 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 19, 2023 | Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC |
| Aug 24, 2021 | Warranty Deed, Transfer · FHA Mortgage THE DART BANK |
| Apr 15, 2019 | Intrafamily Transfer, Transfer |
| Feb 1, 2019 | Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 24, 2026 · Amount on Record |
| Deed Sale | Aug 24, 2026 · Amount on Record |
| Prior Sale | Apr 19, 2023 · Amount on Record |
| Deed Document Number | 20265368001 |
| Prior Transfer Date | Sep 10, 2011 |
| Prior Transfer Doc | 5174849 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLINTON MI |
| Recording Date | Aug 24, 2026 |
| Property Address | 244 E ELM ST, ELSIE, MI 48831-9640 |
| Document Number | 0005368001 |
| Instrument Date | Aug 19, 2026 |
| Instrument | 20265368001 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2026 |
| Title Company | LIBERTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $124,426.95 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 244 E ELM ST, ELSIE, MI 48831-9640 |
| Document Number | 0005368032, |
|---|---|
| Date | Aug 24, 2026 |
| Instrument | 20265368032 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLINTON MI |
| Recording Date | Apr 19, 2023 |
| Property Address | 244 E ELM ST, ELSIE, MI 48831-9640 |
| Document Number | 0005334614 |
| Map Reference | LB 1 PG 1 |
| Instrument Date | Mar 15, 2023 |
| Instrument | 5334614 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2023 |
| Title Company | ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $915.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 244 E ELM ST, ELSIE, MI 48831-9640 |
| Name | Verified Name |
|---|---|
| Address | 6269 PECK RD, EATON RAPIDS, MI 48827-9558 |
| Document Number | 0005334615 |
|---|---|
| Date | Apr 19, 2023 |
| Instrument | 5334615 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2053 |
| Document Number | 0005334616 |
|---|---|
| Date | Apr 19, 2023 |
| Instrument | 5334616 |
| Name | MICHIGAN STATE HOUSING DEV AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | LANSING, MI 48912 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLINTON MI |
| Recording Date | Aug 24, 2021 |
| Property Address | 244 E ELM ST, ELSIE, MI 48831-9640 |
| Document Number | 5314446 |
| Map Reference | LB 1 PG 1 |
| Instrument Date | Aug 23, 2021 |
| Instrument | 5314446 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2021 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $799.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10030 LAKESIDE DR, 10030, PERRINTON, MI 48871-9645 |
| Name | Verified Name |
|---|---|
| Address | 244 E ELM ST, ELSIE, MI 48831-9640 |
| Document Number | 5314447 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 5314447 |
| Name | THE DART BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLINTON MI |
| Recording Date | Apr 15, 2019 |
| Property Address | 244 E ELM ST, ELSIE, MI 48831-9640 |
| Document Number | 5278003 |
| Map Reference | LB 1 PG 1 |
| Instrument Date | Apr 15, 2019 |
| Instrument | 5278003 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 10033 LAKESIDE DR, PERRINTON, MI 48871-9645 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLINTON MI |
| Recording Date | Feb 1, 2019 |
| Property Address | 244 E ELM ST, ELSIE, MI 48831-9640 |
| Document Number | 5275636 |
| Map Reference | LB 1 PG 1 |
| Instrument Date | Jan 29, 2019 |
| Instrument | 5275636 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $43.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1200 ZEEB DR, 1200, SAINT JOHNS, MI 48879-1150 |
| Name | Verified Name |
|---|---|
| Address | 10030 LAKESIDE DR, PERRINTON, MI 48871-9645 |
Source: Clinton County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Clinton County |
| County Subdivision | Duplain Township |
| Municipality | Elsie Village |
| Unified School District | Ovid-Elsie Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $62,400 (-2.95%) Land $4,600 Building $57,800 | $124,800 (-2.95%) Land $9,200 Building $115,600 | |
| 2025 | $747.00 (-60.93%) Homeowner's exemption | $64,300 (+45.48%) Land $4,600 Building $59,700 | $128,600 (+45.48%) Land $9,200 Building $119,400 |
| 2024 | $1,912.00 (+61.76%) | ||
| 2023 | $1,182.00 | $44,200 | $88,400 |
| 2022 | $1,182.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 3, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF ELSIE serves 930 people · EPA ID MI0002120 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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