244 E 6th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 244 E 6th St, Oswego, NY 13126

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,480 sqft · built 1900
Lot Size0.134 acres (5,850 sqft)
OwnerIndividual Name on Record
Last Sale$110,000 (Oct 2022)
Tax Bill$2,193 (2025)
Deeds & MortgagesOct 2022 Sale & Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN351200 128.81-04-06

Property Details

APN / Parcel Number

Primary APN351200 128.81-04-06
Alternative APNs
  • 120012808100040060000000
  • 2754

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,480 sqft Living Area
1st Floor Area852 sqft
2nd Floor Area628 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area5,850 sqft (0.134 acres)
Lot Dimensions117 ft deep x 50 ft wide
Garage TypeMixed
Garage Area540 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area348 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number2754
Street Address244 E 6TH ST
CityOSWEGO
StateNY
Zip13126-3218
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTN1
Legal SubdivisionHAMILTONS GORE
Legal Block4
Legal Lot Number6.000
JurisdictionOSWEGO NY
Township / Civil DivisionOSWEGO
Census Block Group3
Census Block3016
Census Tract21604

Owner

Source: Oswego County and Oswego City records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4785 HUBERT MARTIN RD, CUMMING, GA 30028-3271
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 17, 2022Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
May 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
KEYBANK USA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 17, 2022 · Amount on Record
Deed SaleOct 17, 2022 · Amount on Record
Prior SaleDec 2, 2009 · Amount on Record
Deed Document Number202211296
Record UpdatedJun 8, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateOct 17, 2022
Property Address244 E 6TH ST, OSWEGO, NY 13126-3218
Document Number0000001296
Instrument DateOct 12, 2022
InstrumentR-2022-011296
Transaction TypeTransfer
Record UpdatedJun 13, 2023
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$440.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address244 E 6TH ST, OSWEGO, NY 13126-3218

Transferred To (Grantee/Buyer)

NameVerified Name
Address4785 HUBERT MARTIN RD, CUMMING, GA 30028-3271

Mortgage

Document Number0000001297
DateOct 17, 2022
InstrumentR-2022-011297
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052
Interest
Rate TypeAdjustable Rate
Rate5.12%
Type Change DateNov 1, 2027
Change Frequency6 Months
Min Rate At Change3.12%
Max Rate At Change7.12%
IndexOther
Max Rate10.1%

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address244 E 6TH ST, OSWEGO, NY 13126-3218
Document Number0000004556
Instrument DateMay 29, 2020
Transaction TypeMortgage
Record UpdatedJun 30, 2020
Title CompanyACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

NameVerified Name
Address244 E 6TH ST OSWEGO NY 131263218, OSWEGO, NY 13126-3218

Mortgage

Document Number0000004556
DateJun 10, 2020
Instrument4556
Lender
NameKEYBANK USA
TypeBank
AddressBROOKLYN, OH 44144
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 9, 2035

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
MunicipalityOswego City
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,193.00$117,000 (+49.04%) Land $19,400 Building $97,600$117,000 (+23.71%) Land $19,400 Building $97,600
2023$78,500 Land $13,000 Building $65,500$94,578 Land $15,663 Building $78,915

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1984)
Most Recent ClaimApr 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO CITY
serves 29,400 people · EPA ID NY3704361
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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