St. Johns County property record for 244 Clover Ct, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,723 sqft · built 1995 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $412,000 (Aug 2026) |
| Tax Bill | $6,409 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage May 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 250003-0210 |
| Primary APN | 250003-0210 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,723 sqft Living Area |
| Gross Area | 2,103 sqft |
| 1st Floor Area | 1,723 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 28 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 244 CLOVER CT |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-3844 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 27/47-48 JULINGTON CREEK UT 1 7TH REPLAT BLOCK 3 LOT 21 OR5029/1970 |
| Legal Range | 27E |
| Legal Township | 04S |
| Legal Section | 29 |
| Legal Subdivision | SEVENTH REPLAT IN JULINGTON CREEK UNIT O |
| Legal Block | 3 |
| Legal Lot Number | 21 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 20802 |
244 Clover Ct is owned and occupied by an individual who bought it in August 2026.
Source: St. Johns County records, as of August 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 244 CLOVER CT, SAINT JOHNS, FL 32259-3844 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Widow or Widower |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 12, 2026 | Warranty Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORPORATION |
| May 19, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK |
| Aug 31, 2020 | Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| Sep 27, 2018 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 12, 2026 · Amount on File |
| Deed Sale | Aug 12, 2026 · Amount on File |
| Prior Sale | Aug 31, 2020 · Amount on File |
| Deed Document Number | 202669004 |
| Deed Book / Page | 6419 / 352 |
| Prior Transfer Date | Jun 13, 2014 |
| Prior Transfer Doc | 0039081137 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 12, 2026 |
| Property Address | 244 CLOVER CT, SAINT JOHNS, FL 32259-3844 |
| Document Number | 0000069004 |
| Book / Page | 6419 / 352 |
| Instrument Date | Aug 7, 2026 |
| Instrument | 202669004 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2026 |
| Title Company | BLUE OCN TITLE, BLUE OCEAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $291,284.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 244 CLOVER CT, SAINT JOHNS, FL 32259-3844 |
| Document Number | 0000069005, |
|---|---|
| Date | Aug 12, 2026 |
| Instrument | 202669005 |
| Name | SWBC MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 244 CLOVER CT, SAINT JOHNS, FL 32259-3844 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2023 |
| Name | Verified Name |
|---|---|
| Address | 244 CLOVER CT, SAINT JOHNS, FL 32259-3844 |
| Document Number | 0057601262 |
|---|---|
| Date | May 19, 2023 |
| Book Page | 5760/1262 |
| Instrument | 2023038728 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 17, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 31, 2020 |
| Property Address | 244 CLOVER CT, SAINT JOHNS, FL 32259-3844 |
| Document Number | 0050291970 |
| Book / Page | 5029 / 1970 |
| Map Reference | MB 27 PG 47-48 |
| Instrument Date | Aug 17, 2020 |
| Instrument | 2020073403 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | GIBRALTAR TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,022.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12582 KERNAN FOREST BLVD, 12582, JACKSONVILLE, FL 32225-5588 |
| Name | Verified Name |
|---|---|
| Address | 244 CLOVER CT, SAINT JOHNS, FL 32259-3844 |
| Document Number | 50291972 |
|---|---|
| Date | Aug 31, 2020 |
| Instrument | 5029/1972 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 244 CLOVER CT, SAINT JOHNS, FL 32259-3844 |
| Document Number | 0046210141 |
| Instrument Date | Sep 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 244 CLOVER CT ST JOHNS FL 322593844, ST JOHNS, FL 32259-3844 |
| Document Number | 0046210141 |
|---|---|
| Date | Oct 2, 2018 |
| Book Page | 004621/000141 |
| Instrument | 71494 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 1, 2028 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 244 Clover Ct was $6,409, up 12.5% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $328,937 (-3.64%) Land $80,000 Building $248,937 | $328,937 (-3.64%) Land $80,000 Building $248,937 | |
| 2025 | $6,409.00 (+12.46%) | $341,345 | $341,345 Land $90,000 Building $251,345 |
| 2024 | $5,699.00 (+8.84%) | ||
| 2023 | $5,236.00 (+4.97%) | $346,579 (+4.29%) | $346,579 (+4.29%) Land $84,000 Building $262,579 |
| 2022 | $4,988.00 | $332,313 | $332,313 Land $84,000 Building $248,313 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 244 Clover Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 244 Clover Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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