244 Cleft Rd, Mill Neck, NY 11765 Property Records

Nassau County and Oyster Bay Town property record for 244 Cleft Rd, Mill Neck, NY 11765

Property Summary

Property Type	Single Family Home
Details	6 bd · 7.5 ba · 6,696 sqft · built 1986
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$4,350,000 (Dec 2024)
Tax Bill	$35,229 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Nov 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`29-00N-00-0231`

Property Details

APN / Parcel Number

Primary APN	`29-00N-00-0231`
Alternative APNs	`2900N000231000000000` `2425-29-N-00-0231-0` `282425 29.-N-231` `29 N 02310`

Interior

Bedrooms	6 Beds
Full Baths	7.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	6,696 sqft Living Area
Gross Area	8,956 sqft
1st Floor Area	2,016 sqft
Attic	Attic
Attic Area	660 sqft
Basement Area	1,420 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Colonial
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Other
Lot Area	217,800 sqft
View / Lot	Proximity to Railroad
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	828 sqft
Porch	Enclosed Frame Porch
Porch Area	935 sqft
Deck Area	678 sqft
Patio Area	841 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	29 N 02310
Street Address	244 CLEFT RD
City	MILL NECK
State	NY
Zip	11765-1001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN #3 SCH DIST 009
Legal Block	N
Legal Lot Number	231
Jurisdiction	NASSAU NY
Township / Civil Division	OYSTER BAY
Census Block Group	3
Census Block	3002
Census Tract	517801

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Beekman, James William, House listed 1973 · 9 contributing resources · NRIS 73001212

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Nassau County and Oyster Bay Town records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19 E 80TH ST, 6A, NEW YORK, NY 10075-0170
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Nov 17, 2016	Deed of Trust, Mortgage · Line of Credit CITIZENS BK
Nov 17, 2016	Deed of Trust, Mortgage · Line of Credit CITIZENS BK
Sep 16, 2016	Loan Modification, Consolidation and Extension, Mortgage GUARDHILL FIN'L
Sep 16, 2016	Deed of Trust, Mortgage · Conventional Mortgage GUARDHILL FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 24, 2024 · Amount on Record
Deed Sale	Dec 24, 2024 · Amount on Record
Prior Sale	Jun 27, 2007 · Amount on Record
Deed Document Number	2024-78990
Deed Book / Page	D14574 / 36
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	244 CLEFT RD, MILL NECK, NY 11765-1001
Transaction Type	Mortgage
Record Updated	Apr 3, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 CLEFT RD, MILL NECK, NY 11765-1001

Mortgage

Document Number	M474710278
Date	Mar 21, 2024
Book Page	M47471/278
Instrument	2024-17533

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 5, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	244 CLEFT RD, MILL NECK, NY 11765-1001
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE INSURANCE COMMITMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0447500924
Date	Nov 20, 2020
Book Page	44750/924
Instrument	2020-111969

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.13%
Index	1-Year LIBOR

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	244 CLEFT RD, MILL NECK, NY 11765-1001
Document Number	0418320046
Instrument Date	Nov 17, 2016
Transaction Type	Mortgage
Record Updated	Jan 8, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 CLEFT RD MILL NECK NY 117651001, MILL NECK, NY 11765-1001

Mortgage

Document Number	0418320046
Date	Jan 10, 2017
Book Page	041832/000046
Instrument	3101

Lender

Name	CITIZENS BK
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 9, 2042

Interest

Rate Type	Adjustable Rate

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	244 CLEFT RD, MILL NECK, NY 11765-1001
Document Number	0418320038
Instrument Date	Nov 17, 2016
Transaction Type	Mortgage
Record Updated	Feb 9, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 CLEFT RD MILL NECK NY 117651001, MILL NECK, NY 11765-1001

Mortgage

Document Number	0418320038
Date	Jan 10, 2017
Book Page	041832/000038
Instrument	3100

Lender

Name	CITIZENS BK
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 9, 2042

Interest

Rate Type	Adjustable Rate

September 2016: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	NASSAU NY
Property Address	244 CLEFT RD, MILL NECK, NY 11765-1001
Document Number	0418510554
Instrument Date	Sep 16, 2016
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	166 CLEFT RD MILL NECK NY 11765, MILL NECK, NY 11765

Mortgage

Document Number	0418510554
Date	Jan 18, 2017
Book Page	041851/000554
Instrument	5778

Lender

Name	GUARDHILL FIN'L
Type	Funding / Finance Company
Address	140 E 45TH ST, NEW YORK, NY 10017-3144

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.87%

September 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	244 CLEFT RD, MILL NECK, NY 11765-1001
Document Number	0418510537
Instrument Date	Sep 16, 2016
Transaction Type	Mortgage
Record Updated	Jan 8, 2019
Title Company	CARNEGIE NATIONAL ABSTRACT, CARNEGIE NAT'L ABS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	244 CLEFT RD MILL NECK NY 117651001, MILL NECK, NY 11765-1001

Mortgage

Document Number	0418510537
Date	Jan 18, 2017
Book Page	041851/000537
Instrument	5777

Lender

Name	GUARDHILL FIN'L
Type	Funding / Finance Company
Address	NEW YORK, NY 10017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.87%

Tax Assessment & Valuation

Source: Nassau County and Oyster Bay Town assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Nassau County
County Subdivision	Oyster Bay Town
Municipality	Mill Neck Village
Unified School District	Oyster Bay-East Norwich Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,076 (-6.44%) Land $628 Building $1,448	$2,076,000 (-6.44%)
2025	$35,229.00 (-0.02%)	$2,219 (-11.45%) Land $671 Building $1,548	$2,219,000 (-11.45%)
2023	$35,235.00 Additional exemption filed	$2,506 Land $758 Building $1,748	$2,506,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1992–2012)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: T-Mobile.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Cleft Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures