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244 Center St, Elgin, IA 52141 Property Records

Fayette County property record for 244 Center St, Elgin, IA 52141

Property Summary

Property TypeGrocery, Supermarket
Details7,141 sqft · built 1959
Lot Size0.271 acres (11,800 sqft)
OwnerCompany Name on File
Last Sale$100,000 (Feb 2017)
Tax Bill$1,782 (2026)
Deeds & MortgagesFeb 2017 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN0814277022

Property Details

APN / Parcel Number

Primary APN0814277022

Interior

Stories1 Story
Building Area7,141 sqft Gross Area
1st Floor Area5,728 sqft
FlooringTile
Interior WallsBlock

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Exterior MaterialConcrete Block
Construction TypeConcrete
Roof MaterialRolled Roofing
Lot Area11,800 sqft (0.271 acres)
Lot Dimensions120 ft deep x 65 ft wide
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Water SourceCommercial

Location & Zoning

Street Address244 CENTER ST
CityELGIN
StateIA
Zip52141-9334
Property CategoryCommercial
Property TypeCommercial > Retail > Grocery, Supermarket
Legal DescriptionS 20' W 15' LOT 11, LOTS 12 & 17, & W15' LOT 18, BLK 5, ELGIN
Legal Block5
Legal Lot Number11-12
JurisdictionFAYETTE IA
Township / Civil DivisionPLEASANT VALLEY
Census Block Group3
Census Block3014
Census Tract80600

Owner

244 Center St, a commercial property, is owned by a company that bought it in February 2017.

Source: Fayette County records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 66, ELGIN, IA 52141-0066
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 27, 2017 · Amount on File
Deed SaleFeb 27, 2017 · Amount on File
Deed Document Number2017464
Deed Book / Page2017 / 464
Record UpdatedOct 29, 2026

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFAYETTE IA
Recording DateFeb 27, 2017
Property Address244 CENTER ST, ELGIN, IA 52141-9334
Document Number02017/0464
Book / Page2017 / 0464
Instrument DateFeb 24, 2017
Instrument2017 0464
Transaction TypeTransfer
Record UpdatedSep 15, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$159.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02017/0465
DateFeb 27, 2017
Book Page2017/0465
Instrument2017 0465
Lender
NameELGIN STATE BANK
TypeBank
AddressELGIN, IA 52141
Agreement
AmountAmount on Record
Term241 Months
DueMar 1, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 244 Center St was $1,782.

Source: Fayette County assessment roll, as of October 6, 2025

Property Jurisdictions

TypeName
StateIowa
CountyFayette County
MunicipalityElgin City
Unified School DistrictNorth Fayette Valley Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,782.00$120,380 (-) Land $11,970 Building $108,410$120,380 (-) Land $11,970 Building $108,410
2025$1,782.00 (+18.64%)$120,380 Land $11,970 Building $108,410$120,380 Land $11,970 Building $108,410
2024$1,502.00
2023$96,590 (+17.06%) Land $11,970 Building $84,620$96,590 Land $11,970 Building $84,620
2022$1,682.00$82,510 Land $9,340 Building $73,170
2021$82,510 Land $9,340 Building $73,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 244 Center St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims20 (1991–2016)
Claims Outside the SFHA2 of 20
Most Recent ClaimAug 2016 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 3 claims
  • Severe Storms & Flooding, Aug 1993 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 244 Center St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN MUNICIPAL WATER SUPPLY
serves 685 people · EPA ID IA3338010
Water SourceGroundwater
Last State InspectionAug 2024
Lead9 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50
Alpine Communications
Fiber		500 / 500

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Center St

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