San Diego County property record for 244 Cardinal Way, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,374 sqft · built 1988 |
| Lot Size | 0.69 acres (3,025 sqft) |
| Owner | Company Name on File |
| Last Sale | $125,000 (Jul 1995) |
| Tax Bill | $401 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 158-382-25-00 |
| Primary APN | 158-382-25-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,374 sqft Living Area |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional |
| Lot Area | 3,025 sqft (0.69 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 244 CARDINAL WAY |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-6624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-A |
| Legal Description | LOT 33 TR 010298 |
| Legal Subdivision | WILLIAMS RANCH |
| Legal Tract | 010298 |
| Legal Block | 2 |
| Legal Lot Number | 33 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 18520 |
Source: San Diego County records · APN 158-382-25-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 244 CARDINAL WAY, OCEANSIDE, CA 92057-6624 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 26, 1995 · Amount on Record |
| Deed Sale | Jul 26, 1995 · Amount on Record |
| Prior Sale | Jul 13, 1994 · Amount on Record |
| Deed Document Number | 1995317914 |
| Last Transfer Date | Aug 09, 2016 |
| Transfer Doc | 0000546846 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 244 CARDINAL WAY, OCEANSIDE, CA 92057-6624 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 244 CARDINAL WAY, OCEANSIDE, CA 92057-6624 |
| Document Number | 0000185085 |
|---|---|
| Date | Apr 28, 2022 |
| Instrument | 2022-0185085 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $211,776 (+2%) Land $67,375 Building $144,401 | |
| 2025 | $401.00 (-13.2%) | $207,624 (+4.04%) Land $66,054 Building $141,570 |
| 2023 | $462.00 (-14.92%) | $199,564 Land $63,490 Building $136,074 |
| 2022 | $543.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone A99, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: California Internet, San Diego Broadband.
Based on FCC filings for 1,047 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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