244 Berg St, Smithfield, NC 27577 Property Records

Johnston County property record for 244 Berg St, Smithfield, NC 27577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,270 sqft · built 2022
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on File
Last Sale	$365,500 (Feb 2022)
Tax Bill	$2,232 (2026)
Deeds & Mortgages	May 2026 Mortgage Apr 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15I08028T`

Property Details

APN / Parcel Number

Primary APN	`15I08028T`
Alternative APNs	`2000203624` `2000247593`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,270 sqft Living Area
Gross Area	2,911 sqft
1st Floor Area	1,014 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	26,136 sqft (0.6 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000247593
Street Address	244 BERG ST
City	SMITHFIELD
State	NC
Zip	27577-3349
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 17 FAIRWINDS 90/326-331
Legal Subdivision	FAIRWINDS SUBDIVISION
Legal Lot Number	17
Jurisdiction	JOHNSTON NC
Township / Civil Division	SMITHFIELD
Census Block Group	2
Census Block	2000
Census Tract	40905

Owner

244 Berg St is owned and occupied by two individuals who bought it in February 2022.

Source: Johnston County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	244 BERG ST, SMITHFIELD, NC 27577-3349
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT
Apr 7, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 1, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 28, 2022	Warranty Deed, Subdivision Related Transfer · FHA Mortgage NFM INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2022 · Amount on File
Deed Sale	Feb 28, 2022 · Amount on File
Prior Sale	Feb 1, 2022 · Amount on File
Deed Document Number	2022798283
Deed Book / Page	6196 / 863
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Recording Date	May 26, 2026
Property Address	244 BERG ST, SMITHFIELD, NC 27577-3349
Document Number	0000016551
Book / Page	7117 / 21
Instrument Date	Apr 29, 2026
Instrument	202616551
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 BERG ST, SMITHFIELD, NC 27577-3349

Mortgage

Document Number	0000016551,
Date	May 26, 2026
Book Page	7117/21
Instrument	202616551

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	310 Months
Due	Mar 1, 2052

Interest

Rate	6.46%
Max Rate	-1%

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	244 BERG ST, SMITHFIELD, NC 27577-3349
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 BERG ST, SMITHFIELD, NC 27577-3349

Mortgage

Document Number	0000010050
Date	Apr 7, 2025
Book Page	DEED6857/818
Instrument	2025010050

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	951 W YAMATO RD, BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	323 Months
Due	Mar 1, 2052

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	244 BERG ST, SMITHFIELD, NC 27577-3349
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 BERG ST, SMITHFIELD, NC 27577-3349

Mortgage

Document Number	0000019573
Date	Jul 1, 2024
Book Page	DEED6697/572
Instrument	2024019573

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	951 W YAMATO RD, BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	332 Months
Due	Mar 1, 2052

February 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Feb 28, 2022
Property Address	244 BERG ST, SMITHFIELD, NC 27577-3349
Document Number	0000798283
Book / Page	6196 / 863
Map Reference	MB 90 PG 326-331
Instrument Date	Feb 17, 2022
Instrument	2022798283
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 3, 2026
Title Company	SOURCEPOINT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$731.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1135 ROBESON ST, FAYETTEVILLE, NC 28305-5527

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 BERG ST, SMITHFIELD, NC 27577-3349

Mortgage

Document Number	0000798284
Date	Feb 28, 2022
Instrument	2022798284

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 244 Berg St was $2,232, down 1.5% from the year before.

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,232.00 (-1.54%)	$357,120 (-) Land $55,000 Building $302,120	$357,120 (-) Land $55,000 Building $302,120
2025	$2,267.00	$357,120 Land $55,000 Building $302,120	$357,120 Land $55,000 Building $302,120
2023	$2,123.00	$275,740 Land $50,000 Building $225,740	$275,740 Land $50,000 Building $225,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 244 Berg St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 244 Berg St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHFIELD SOUTH WATER DIST serves 803 people · EPA ID NC4051007
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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