Santa Cruz County property record for 244 Aptos Beach Dr, Aptos, CA 95003 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2000 |
| Square Footage | 1,420 sqft Living Area |
| Lot Size | 6,708 sqft (0.154 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,550,000 (2021) |
| Tax Bill | $12,656.00 (2025) |
Source: Santa Cruz County records · APN 042-226-01
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 244 APTOS BEACH DR, APTOS, CA 95003-4637 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Sep 22, 2021 | Intrafamily Transfer, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Sep 22, 2021 | Grant Deed, Transfer OLD REPUBLIC TITLE COMPANY |
| Jul 03, 2019 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) MUFG UNION BANK NA |
| Aug 05, 2019 | Deed of Trust, Mortgage · Line of Credit SF FIRE CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 22, 2021 · Amount on Record |
| Deed Sale | Sep 22, 2021 · Amount on Record |
| Prior Sale | Jun 07, 2002 · Amount on Record |
| Deed Doc Number | 202148517 |
| Prior Transfer Date | Sep 17, 2021 |
| Prior Transfer Doc | 0000048516 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 244 APTOS BEACH DR, APTOS, CA 95003-4637 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 244 APTOS BEACH DR, APTOS, CA 95003-4637 |
| Document Number | 0000008122 |
|---|---|
| Date | Mar 14, 2022 |
| Instrument | 2022-0008122 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Sep 22, 2021 |
| Property Address | 244 APTOS BEACH DR, APTOS, CA 95003-4637 |
| Document Number | 0000048516 |
| Map Reference | MB 23 PG 15 |
| Instrument Date | Sep 17, 2021 |
| Instrument | 2021-0048516 |
| Transaction Type | Transfer |
| Record Updated | Oct 05, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13149 SUMMIT WAY, TRUCKEE, CA 96161 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Sep 22, 2021 |
| Property Address | 244 APTOS BEACH DR, APTOS, CA 95003-4637 |
| Document Number | 0000048517 |
| Map Reference | MB 23 PG 15 |
| Instrument Date | Sep 17, 2021 |
| Instrument | 2021-0048517 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,705.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 244 APTOS BEACH DR, APTOS, CA 95003-4637 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 244 APTOS BEACH DR, APTOS, CA 95003-4637 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | BOSTON NATL TI AGE |
| Name | Verified Name |
|---|
| Document Number | 0000018387 |
|---|---|
| Date | Jul 03, 2019 |
| Instrument | 2019-0018387 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Type Change Date | Jul 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 6.12% |
| Index | 1-Year LIBOR |
| Max Rate | 10.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 244 APTOS BEACH DR, APTOS, CA 95003-4637 |
| Document Number | 0000023998 |
| Instrument Date | Aug 05, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 02, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 244 APTOS BEACH DR APTOS CA 950034637, APTOS, CA 95003-4637 |
| Document Number | 0000023998 |
|---|---|
| Date | Aug 20, 2019 |
| Instrument | 23998 |
| Name | SF FIRE CU |
|---|---|
| Address | SAN FRANCISCO, CA 94118 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 19, 2044 |
| Rate Type | Adjustable Rate |
|---|
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $996,673 (+2%) Land $797,743 Building $198,930 | ||
| 2025 | $12,656.00 (+10.79%) | $977,131 (+4.04%) Land $782,101 Building $195,030 | |
| 2023 | $11,423.00 (+18.1%) Homeowner's exemption | $939,188 Land $751,731 Building $187,457 | $1,499,760 |
| 2022 | $9,672.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 042-226-01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,420 sqft Living Area |
| Gross Area | 1,966 sqft Gross Area |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Wood Construction |
| Roof Construction | Sawtooth Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,708 sqft (0.154 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 546 sqft Garage |
| Heating System | HVAC Heating |
|---|---|
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 244 APTOS BEACH DR |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-4637 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | APTOS BEACH CC PROPS 04 |
| Legal Block | 45 |
| Legal Lot Number | 2 |
| Jurisdiction | SANTA CRUZ CA |
| Minor Civil Division | SANTA CRUZ |
| Census Blockgroup | 3 |
| Census Block | 3015 |
| Census Tract | 122205 |
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