244 Andrews St, Massena, NY 13662 Property Records

St. Lawrence County and Louisville Town property record for 244 Andrews St, Massena, NY 13662

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,536 sqft · built 1955
Lot Size	0.483 acres (21,080 sqft)
Owner	Individual Name on File
Tax Bill	$3,824 (2026)
Deeds & Mortgages	Oct 2018 Mortgage Jun 2017 Sale & Mortgage
APN	`405289 9.073-2-9.1`

Property Details

APN / Parcel Number

Primary APN	`405289 9.073-2-9.1`
Alternative APN	`528900907300020090010000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,536 sqft Living Area
1st Floor Area	1,112 sqft
Upper Floors Area	424 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	21,080 sqft (0.483 acres)
Lot Dimensions	170 ft deep x 124 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	405289 9.073-2-9.1
Street Address	244 ANDREWS ST
City	MASSENA
State	NY
Zip	13662-3400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2
Legal Lot Number	9.001
Jurisdiction	ST LAWRENCE NY
Township / Civil Division	LOUISVILLE
Census Block Group	2
Census Block	2001
Census Tract	490400

Owner

244 Andrews St is owned and occupied by an individual.

Source: St. Lawrence County and Louisville Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	244 ANDREWS ST, MASSENA, NY 13662-3400
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage MASSENA S&L
Jun 23, 2017	Warranty Deed, Transfer · Conventional with PMI MASSENA S&L ASSN

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LAWRENCE NY
Property Address	244 ANDREWS ST, MASSENA, NY 13662-3400
Document Number	0000013481
Instrument Date	Oct 3, 2018
Transaction Type	Mortgage
Record Updated	Oct 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	363 LARUE RD MASSENA NY 136623370, MASSENA, NY 13662-3370

Mortgage

Document Number	0000013481
Date	Oct 9, 2018
Instrument	13481

Lender

Name	MASSENA S&L
Address	MASSENA, NY 13662

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 8, 2033

Interest

Rate Type	Adjustable Rate
Rate	4.5%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LAWRENCE NY
Recording Date	Jun 23, 2017
Property Address	244 ANDREWS ST, MASSENA, NY 13662-3400
Document Number	0000008203
Instrument Date	Jun 6, 2017
Instrument	8203
Transaction Type	Transfer
Record Updated	Jun 30, 2017
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 NATION RD NORFOLK NY 136674210, NORFOLK, NY 13667-4210

Mortgage

Document Number	8204
Date	Jun 23, 2017
Instrument	8204

Lender

Name	MASSENA S&L ASSN
Type	Federal Savings Bank
Address	MASSENA, NY 13662

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	300 Months
Due	Jun 22, 2042

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

The 2026 property tax bill for 244 Andrews St was $3,824, up 37.9% from the year before.

Source: St. Lawrence County and Louisville Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	St. Lawrence County
County Subdivision	Louisville Town
Unified School District	Massena Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,824.00 (+37.9%)
2025	$2,773.00 (+4.72%)	$165,000 (+140.88%) Land $19,600 Building $145,400	$165,000 (+44.53%) Land $19,600 Building $145,400
2024	$2,648.00	$68,500 (-) Land $10,500 Building $58,000	$114,167 (+8.33%) Land $17,500 Building $96,667
2023		$68,500 Land $10,500 Building $58,000	$105,385 Land $16,154 Building $89,231

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 244 Andrews St; there have been 4 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	4 (1999–2014)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 244 Andrews St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: SLICFiber, Verizon.

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