244 6th St, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 244 6th St, Colonial Beach, VA 22443

Property Summary

Property Type	Single Family Home
Details	1 ba · 952 sqft · built 1990
Lot Size	0.065 acres (2,845 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Jul 2026)
Tax Bill	$538 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3A3-1-28C-35`

Property Details

APN / Parcel Number

Primary APN	`3A3-1-28C-35`
Alternative APN	`22917`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	952 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	2,845 sqft (0.065 acres)

Utilities, Heating & Cooling

Heating System	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	22917
Street Address	244 6TH ST
City	COLONIAL BEACH
State	VA
Zip	22443-1716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	PART OF PARCEL B LOT 35,36 BK 28CDB 927 PG 1757 T/C
Legal Subdivision	CLASSIC SHORES ADD
Legal Block	28C
Legal Lot Number	35-36
Jurisdiction	WESTMORELAND VA
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1044
Census Tract	10402

Owner

Source: Westmoreland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	244 6TH ST, COLONIAL BEACH, VA 22443-1716
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed, Transfer · Conventional Mortgage DART BANK
Jul 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage LP FINANCIAL
Jan 31, 2020	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2026 · Amount on Record
Deed Sale	Jul 1, 2026 · Amount on Record
Prior Sale	Jan 31, 2020 · Amount on Record
Deed Book / Page	1005 / 32
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Jul 1, 2026
Property Address	244 6TH ST, COLONIAL BEACH, VA 22443-1716
Document Number	1005000032
Book / Page	1005 / 32
Instrument Date	Jun 26, 2026
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22,220.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 6TH ST, COLONIAL BEACH, VA 22443-1716

Mortgage

Document Number	1005000035,
Date	Jul 1, 2026
Book Page	1005/35

Lender

Name	DART BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	244 6TH ST, COLONIAL BEACH, VA 22443-1716
Transaction Type	Mortgage
Record Updated	Jan 13, 2022
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009211022
Date	Jul 18, 2019
Instrument	09211022

Lender

Name	LP FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	14.5%

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Jan 31, 2020
Property Address	244 6TH ST, COLONIAL BEACH, VA 22443-1716
Document Number	0009271757
Instrument Date	Jan 30, 2020
Instrument	09271757
Transaction Type	Transfer
Record Updated	Jan 13, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 6TH ST, COLONIAL BEACH, VA 22443-1716

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of January 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Colonial Beach Town
County	Westmoreland County
Unified School District	Colonial Beach Town Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$538.00 (+5.08%)	$128,100 (-) Land $39,200 Building $88,900	$128,100 (-) Land $39,200 Building $88,900
2023		$128,100 Land $39,200 Building $88,900	$128,100 Land $39,200 Building $88,900
2022	$512.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 individual policies
Nearby Flood Policies	53 units insured incl. 33 condo units
Nearby Flood Claims	2 (2006–2021)
Most Recent Claim	Oct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF COLONIAL BEACH serves 3,875 people · EPA ID VA4193280
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

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