2439 W Gloria Ln, Phoenix, AZ 85085 Property Records

Maricopa County property record for 2439 W Gloria Ln, Phoenix, AZ 85085

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,155 sqft · built 2016
Lot Size0.061 acres (2,649 sqft)
OwnerIndividual Name on Record
Last Sale$399,000 (Nov 2020)
Tax Bill$1,698 (2025)
Deeds & MortgagesSep 2021 Mortgage
Nov 2024 Transfer
+ 5 more
Flood ZoneZone X (moderate risk)
APN204-13-467

Property Details

APN / Parcel Number

Primary APN204-13-467
Alternative APN
  • 204134671

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories2 Stories
Building Area2,155 sqft Living Area
Gross Area2,251 sqft
1st Floor Area862 sqft
2nd Floor Area1,293 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialCombination
Construction TypeFrame
Roof MaterialConcrete
Lot Area2,649 sqft (0.061 acres)
Parking Spaces2 Parking Spaces
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address2439 W GLORIA LN
CityPHOENIX
StateAZ
Zip85085-4232
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePCD
Legal DescriptionSONORAN FOOTHILLS PARCEL 10 REPLAT MCR 1251-40
Legal Range2E
Legal Township5N
Legal Section13
Legal SubdivisionSONORAN FOOTHILLS PARCEL 10 REPLAT
Legal Lot Number9
JurisdictionMARICOPA AZ
Township / Civil DivisionDEER VALLEY
Census Block Group3
Census Block3014
Census Tract612000

Owner

Source: Maricopa County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2439 W GLORIA LN, PHOENIX, AZ 85085-4232
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2021Deed of Trust, Mortgage · VA Mortgage
KIND LENDING LLC
Nov 1, 2024Intrafamily Transfer, Transfer
Mar 28, 2019Deed of Trust, Mortgage · Line of Credit
DESERT FINANCIAL CU
Apr 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Nov 10, 2020Warranty Deed, Transfer · VA Mortgage
USAA FSB
Jan 12, 2018Grant Deed, Subdivision Related Transfer · Conventional with PMI
STEARNS LNDG
Jan 12, 2018Quit Claim Deed, Transfer
FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 10, 2020 · Amount on Record
Deed SaleNov 10, 2020 · Amount on Record
Prior SaleJan 12, 2018 · Amount on Record
Deed Document Number20201094917
Last Transfer DateOct 31, 2024
Transfer Doc0000586615
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2439 W GLORIA LN, PHOENIX, AZ 85085-4232
Transaction TypeMortgage
Record UpdatedOct 16, 2025
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2439 W GLORIA LN, PHOENIX, AZ 85085-4232

Mortgage

Document Number0001042238
DateSep 28, 2021
Instrument20211042238
Lender
NameKIND LENDING LLC
TypeNon-Lending Institution
AddressSANTA ANA, CA 92707
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

November 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARICOPA AZ
Recording DateNov 1, 2024
Property Address2439 W GLORIA LN, PHOENIX, AZ 85085-4232
Document Number0000586615
Instrument DateOct 31, 2024
Instrument20240586615
Transaction TypeTransfer
Record UpdatedOct 16, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2439 W GLORIA LN, PHOENIX, AZ 85085-4232

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2439 W GLORIA LN, PHOENIX, AZ 85085-4232
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2439 W GLORIA LN, PHOENIX, AZ 85085-4232

Mortgage

Document Number0000213837
DateMar 28, 2019
Instrument20190213837
Lender
NameDESERT FINANCIAL CU
TypeCredit Union
AddressPHOENIX, AZ 85062
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 27, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2439 W GLORIA LN, PHOENIX, AZ 85085-4232
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000290475
DateApr 6, 2020
Instrument20200290475
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueApr 1, 2040

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateNov 10, 2020
Property Address2439 W GLORIA LN, PHOENIX, AZ 85085-4232
Document Number0001094917
Map ReferenceMB 1251 PG 40
Instrument DateNov 6, 2020
Instrument20201094917
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyGRAND CANYON TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10855 W SWAYBACK PASS, 10855, PEORIA, AZ 85383-5776

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address2439 W GLORIA LN, PHOENIX, AZ 85085-4232

Mortgage

Document Number0001094918
DateNov 10, 2020
Instrument20201094918
Lender
NameUSAA FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

January 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionMARICOPA AZ
Recording DateJan 12, 2018
Property Address2439 W GLORIA LN, PHOENIX, AZ 85085-4232
Document Number0000030882
Instrument DateDec 28, 2017
Instrument30882
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 19, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$333.28
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address2439 W GLORIA LN PHOENIX AZ 850854232, PHOENIX, AZ 85085-4232

Mortgage

Document Number30883
DateJan 12, 2018
Instrument30883
Lender
NameSTEARNS LNDG
AddressSANTA ANA, CA 92707-8788
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 11, 2048

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARICOPA AZ
Recording DateJan 12, 2018
Property Address2439 W GLORIA LN, PHOENIX, AZ 85085-4232
Document Number0000030881
Instrument DateDec 28, 2017
Instrument30881
Transaction TypeTransfer
Record UpdatedJan 19, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address8800 N GAINEY CENTER DR #350 SCOTTSDALE AZ 852582124, 350, SCOTTSDALE, AZ 85258-2124

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Unified School DistrictDeer Valley Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$45,370 (+132.23%)$453,700 (+1.16%) Land $90,700 Building $363,000
2025$1,698.00 (+1.01%)$19,537 (-60.25%)$448,500 (-8.75%) Land $89,700 Building $358,800
2024$1,681.00 (+1.69%)$49,150$491,500 Land $98,300 Building $393,200
2023$1,653.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 60% of Arizona
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
AirFiber WISP
Fixed Wireless
1,000 / 500
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20

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