Martin County property record for 2439 SW Riviera Rd, Stuart, FL 34997
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,634 sqft · built 2002 |
| Lot Size | 0.152 acres (6,621 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $287,000 (Dec 2017) |
| Tax Bill | $4,124 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jan 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-39-40-002-065-0009.0-0-0000 |
| Primary APN | 12-39-40-002-065-0009.0-0-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,634 sqft Living Area |
| Gross Area | 2,362 sqft |
| 1st Floor Area | 1,634 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,621 sqft (0.152 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Concrete Masonry Porch |
| Porch Area | 487 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 162148 |
|---|---|
| Street Address | 2439 SW RIVIERA RD |
| City | STUART |
| State | FL |
| Zip | 34997-1212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RT |
| Legal Description | REVISED PARCEL 8 = E 30 OF LOT 9 & W 30 OF LOT 10 BLK 65 ST LUCIE FALLS |
| Legal Range | 40E |
| Legal Township | 39S |
| Legal Section | 12 |
| Legal Subdivision | ST LUCIE FALLS (AKA RIVER FOREST) |
| Legal Block | 65 |
| Legal Lot Number | 9,10 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | INDIANTOWN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 1702 |
2439 SW Riviera Rd is owned and occupied by two individuals who bought it in December 2017.
Source: Martin County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2439 SW RIVIERA RD, STUART, FL 34997-1212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jan 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 12, 2017 | Warranty Deed, Transfer · Conventional with PMI STEARNS LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 12, 2017 · Amount on File |
| Deed Sale | Dec 12, 2017 · Amount on File |
| Prior Sale | Apr 1, 2014 · Amount on File |
| Deed Document Number | 20172668864 |
| Deed Book / Page | 2964 / 1145 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 2439 SW RIVIERA RD, STUART, FL 34997-1212 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2439 SW RIVIERA RD, STUART, FL 34997-1212 |
| Document Number | 0032101246 |
|---|---|
| Date | Mar 30, 2021 |
| Book Page | 3210/1246 |
| Instrument | 2877762 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 2439 SW RIVIERA RD, STUART, FL 34997-1212 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0029010325 |
|---|---|
| Date | Jan 11, 2017 |
| Book Page | 02901/0325 |
| Instrument | 2614137 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Dec 12, 2017 |
| Property Address | 2439 SW RIVIERA RD, STUART, FL 34997-1212 |
| Document Number | 0029641145 |
| Book / Page | 002964 / 001145 |
| Instrument Date | Dec 11, 2017 |
| Instrument | 2668864 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,009.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2439 SW RIVIERA RD STUART FL 349971212, STUART, FL 34997-1212 |
| Document Number | 29641147 |
|---|---|
| Date | Dec 12, 2017 |
| Book Page | 002964/001147 |
| Instrument | 2668865 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 11, 2047 |
The 2025 property tax bill for 2439 SW Riviera Rd was $4,124 with a homeowner's exemption, down 0.5% from the year before.
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,124.00 (-0.48%) Additional exemption filed | $274,419 | $387,210 Land $145,000 Building $242,210 |
| 2024 | $4,144.00 (+2.25%) | ||
| 2023 | $4,053.00 (+3.79%) Additional exemption filed | $258,919 (+3%) | $351,740 (+20.65%) Land $130,000 Building $221,740 |
| 2022 | $3,905.00 Homeowner's exemption | $251,378 | $291,540 Land $111,650 Building $179,890 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2439 SW Riviera Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 74 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 74 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2439 SW Riviera Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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