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2439 Summerhill Dr, Encinitas, CA 92024 Property Records

San Diego County property record for 2439 Summerhill Dr, Encinitas, CA 92024

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,658 sqft · built 1986
Lot Size0.75 acres (3,261 sqft)
Owner2 Individual Names on Record
Last Sale$710,000 (Jun 2016)
Tax Bill$9,743 (2025)
Deeds & MortgagesDec 2020 Mortgage
Dec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN257-451-53-00

Property Details

APN / Parcel Number

Primary APN257-451-53-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Building Area1,658 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleContemporary
Lot Area3,261 sqft (0.75 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address2439 SUMMERHILL DR
CityENCINITAS
StateCA
Zip92024-5452
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR11
Legal DescriptionLOT 53 TR 011041
Legal SubdivisionENCINITAS 4421
Legal Tract011041
Legal Block1
Legal Lot Number53
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1007
Census Tract17107

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2439 SUMMERHILL DR, ENCINITAS, CA 92024-5452
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Dec 13, 2019Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 24, 2016 · Amount on Record
Deed SaleJun 24, 2016 · Amount on Record
Prior SaleJun 17, 2015 · Amount on Record
Deed Document Number2016315352
Prior Transfer DateAug 1, 2007
Prior Transfer Doc0000517679
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2439 SUMMERHILL DR, ENCINITAS, CA 92024-5452
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2439 SUMMERHILL DR, ENCINITAS, CA 92024-5452

Mortgage

Document Number0000777809
DateDec 4, 2020
Instrument2020-0777809
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueNov 1, 2035

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2439 SUMMERHILL DR, ENCINITAS, CA 92024-5452
Document Number0000599716
Instrument DateDec 13, 2019
Transaction TypeMortgage
Record UpdatedJan 6, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address2439 SUMMERHILL DR ENCINITAS CA 920245452, ENCINITAS, CA 92024-5452

Mortgage

Document Number0000599716
DateDec 23, 2019
Instrument599716
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 22, 2034

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$857,293 (+2%) Land $624,288 Building $233,005
2025$9,743.00 (+7.1%)$840,485 (+4.04%) Land $612,048 Building $228,437
2023$9,097.00 (+2.4%)$807,850 Land $588,283 Building $219,567
2022$8,884.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOLIVENHAIN MWD
serves 86,458 people · EPA ID CA3710029
Water SourcePurchased surface water from several systems
Last State InspectionMay 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 788 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
AT&T
DSL		100 / 20

May also be available: GeoLinks, T-Mobile, Ting, Verizon.

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