2439 S Stuart Dr, Mobile, AL 36605 Property Records

Mobile County property record for 2439 S Stuart Dr, Mobile, AL 36605

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1985
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Dec 2021)
Tax Bill	$439 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jun 2021 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`R022909510009012`

Property Details

APN / Parcel Number

Primary APN	`R022909510009012`
Alternative APNs	`29 09 51 0 009 012.XXX` `00896490` `896490`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Utility Room	Utility Room
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Garage Area	209 sqft
Carport	Carport
Carport Area	209 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Deck Area	Deck Area
Utility Building	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	896490
Street Address	2439 S STUART DR
City	MOBILE
State	AL
Zip	36605-2446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 GULF TERRA SUB 2ND UNIT MBK 10 P 242 #SEC 51 T4S R1W #MP29 09 51 0 009
Legal Range	04S
Legal Township	04S
Legal Section	51
Legal Subdivision	GULF TERRA
Legal Lot Number	12
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	3
Census Block	3006
Census Tract	2200

Owner

Source: Mobile County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2439 S STUART DR, MOBILE, AL 36605-2446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Warranty Deed, Transfer · FHA Mortgage PACIFIC RESIDENTIAL MORTGAGE LLC
Jun 24, 2021	Warranty Deed, Transfer
Jan 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2021 · Amount on Record
Deed Sale	Dec 27, 2021 · Amount on Record
Prior Sale	Jun 24, 2021 · Amount on Record
Deed Document Number	202184254
Prior Transfer Date	Dec 12, 2019
Prior Transfer Doc	0000003149
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Dec 27, 2021
Property Address	2439 S STUART DR, MOBILE, AL 36605-2446
Document Number	0000084254
Map Reference	MB 10 PG 242
Instrument Date	Dec 3, 2021
Instrument	2021084254
Transaction Type	Transfer
Record Updated	Jan 4, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3404 BRISTLECONE DR, 3404, MOBILE, AL 36693-3562

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2439 STUART DRIVE, MOBILE, AL 36605

Mortgage

Document Number	0000084255
Date	Dec 27, 2021
Instrument	2021084255

Lender

Name	PACIFIC RESIDENTIAL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Mortgage

Document Number	0000084256
Date	Dec 27, 2021
Instrument	2021084256

Lender

Name	PACIFIC RESIDENTIAL MORTGAGE LLC
Type	Mortgage Company
Address	BEAVERTON, OR 97005

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Jun 24, 2021
Property Address	2439 S STUART DR, MOBILE, AL 36605-2446
Document Number	0000040927
Map Reference	MB 10 PG 242
Instrument Date	Jun 22, 2021
Instrument	2021040927
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 732, FAIRHOPE, AL 36533-0732

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 JOANEEN DR STE F, F, SARALAND, AL 36571-3006

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MOBILE AL
Recording Date	Jan 17, 2020
Property Address	2439 S STUART DR, MOBILE, AL 36605-2446
Document Number	0000003149
Instrument Date	Dec 12, 2019
Instrument	3149
Transaction Type	Transfer
Record Updated	Feb 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4150 WILMER RD WILMER AL 365877312, WILMER, AL 36587-7312

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$439.00 (+7.86%) Homeowner's exemption	$7,810 (+6.84%) Land $800 Building $7,010	$78,100 (+6.84%) Land $8,000 Building $70,100
2024	$407.00 (+5.17%) Homeowner's exemption	$7,310 (+4.58%) Land $800 Building $6,510	$73,100 (+4.58%) Land $8,000 Building $65,100
2023	$387.00 Homeowner's exemption	$6,990 Land $800 Building $6,190	$69,900 Land $8,000 Building $61,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	59 (1978–2019)
Claims Outside the SFHA	26 of 59
Most Recent Claim	Sep 2019 · other causes
Claims by Event	Hurricane Katrina, Aug 2005 · 17 claims Hurricane Georges, Sep 1998 · 4 claims Severe Storms, Flooding,high Winds, Assoc With Hurr Danny, Jul 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 74% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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