2439 NW High Lakes Loop, Bend, OR 97703 Property Records

Deschutes County property record for 2439 NW High Lakes Loop, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,800 sqft · built 2009
Lot Size	0.13 acres (5,663 sqft)
Owner	Company Name on Record
Last Sale	$925,000 (Dec 2021)
Tax Bill	$6,999 (2025)
Deeds & Mortgages	Nov 2025 Transfer Jan 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`171136 AC 03200`

Property Details

APN / Parcel Number

Primary APN	`171136 AC 03200`
Alternative APN	`250938`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,800 sqft Living Area
1st Floor Area	1,217 sqft
2nd Floor Area	583 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Architectural Style	Split Level
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Mixed
Garage Area	539 sqft
Deck Area	154 sqft

Location & Zoning

Account Number	250938
Street Address	2439 NW HIGH LAKES LOOP
City	BEND
State	OR
Zip	97703-6968
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GI
Legal Description	LOT:457 SUBD:NORTHWEST CROSSING PHASES 9 AND 10 SEC/TWN/RNG/MER:SEC 36 TWN 17 RNG 11 MAP REF:171136-AC
Legal Range	11E
Legal Township	17S
Legal Section	36
Legal Quarter	NE
Quarter-Quarter Section	SW
Legal Subdivision	NORTHWEST CROSSING PHASES 9 AND 10
Legal Lot Number	457
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1032
Census Tract	1302

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	2439 NW HIGH LAKES LOOP, BEND, OR 97703-6968
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Intrafamily Transfer, Transfer
Jan 31, 2024	Deed of Trust, Mortgage · Line of Credit UNITUS COMMUNITY CU
Dec 6, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITUS COMMUNITY CU

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Dec 6, 2021 · Amount on Record
Deed Sale	Dec 6, 2021 · Amount on Record
Prior Sale	Dec 6, 2021 · Amount on Record
Deed Document Number	0000067248
Last Transfer Date	Nov 24, 2025
Transfer Doc	0000032327
Record Updated	Jun 8, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Nov 24, 2025
Property Address	2439 NW HIGH LAKES LOOP, BEND, OR 97703-6968
Document Number	0000032327
Map Reference	CAB G PG 937
Instrument Date	Nov 11, 2025
Instrument	2025-32327
Transaction Type	Transfer
Record Updated	Dec 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2439 NW HIGH LAKES LOOP, BEND, OR 97703-6968

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	2439 NW HIGH LAKES LOOP, BEND, OR 97703-6968
Transaction Type	Mortgage
Record Updated	Feb 7, 2024
Title Company	WESTERN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2439 NW HIGH LAKES LOOP, BEND, OR 97703-6968
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002454
Date	Jan 31, 2024
Instrument	2024-02454

Lender

Name	UNITUS COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97207

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Dec 6, 2021
Property Address	2439 NW HIGH LAKES LOOP, BEND, OR 97703-6968
Document Number	0000067248
Map Reference	MB G PG 937
Instrument Date	Dec 1, 2021
Instrument	2021-67248
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2439 NW HIGH LAKES LOOP, BEND, OR 97703-6968
Investor	Possibly a Property Investor

Mortgage

Document Number	0000067249
Date	Dec 6, 2021
Instrument	2021-67249

Lender

Name	UNITUS COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,999.00 (+3.94%)	$414,290 (+3%)	$1,090,470 (+1.95%) Land $390,800 Building $699,670
2024	$6,734.00 (+7.86%)	$402,230 (+3%)	$1,069,630 (+1.22%) Land $390,800 Building $678,830
2023	$6,243.00	$390,520	$1,056,690 Land $414,500 Building $642,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Oregon
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber · Cable	1,000 / 1,000
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL · Fiber in parts of the area	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Lightspeed Networks, Verizon.

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