Kenton County property record for 2439 Herman St, Covington, KY 41014
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 838 sqft · built 1920 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $115,000 (May 2023) |
| Tax Bill | $1,523 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Nov 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-23-09-017.00 |
| Primary APN | 055-23-09-017.00 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 838 sqft Finished Area |
| Gross Area | 973 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2439 HERMAN ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41014-1641 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HUNTINGTON LOT & IMP CO LOTS 104-105 CENTRAL COV IMP CO ADDN |
| Legal Subdivision | HUNTINGTON LOT & IMP CO |
| Legal Lot Number | 104-105 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 65000 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2439 HERMAN ST, COVINGTON, KY 41014-1641 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 2, 2023 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Nov 16, 2020 | Warranty Deed, Transfer · FHA Mortgage ORION LNDG |
| Mar 8, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Nov 21, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 2, 2023 · Amount on Record |
| Deed Sale | May 2, 2023 · Amount on Record |
| Prior Sale | Nov 16, 2020 · Amount on Record |
| Deed Document Number | 202375 |
| Deed Book / Page | 224 / 624 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 2, 2023 |
| Property Address | 2439 HERMAN ST, COVINGTON, KY 41014-1641 |
| Document Number | 0005900075 |
| Book / Page | KC 224 / 625 |
| Map Reference | PL 100 |
| Instrument Date | Apr 28, 2023 |
| Instrument | 23050205900075 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1922 NETTLEWOOD CT, HEBRON, KY 41048-8746 |
| Name | Verified Name |
|---|---|
| Address | 2439 HERMAN ST, COVINGTON, KY 41014-1641 |
| Document Number | 0005900076 |
|---|---|
| Date | May 2, 2023 |
| Book Page | KCM 458/94 |
| Instrument | 23050205900076 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 16, 2020 |
| Property Address | 2439 HERMAN ST, COVINGTON, KY 41014-1641 |
| Document Number | 0000000325 |
| Book / Page | 000055 / 000679 |
| Instrument Date | Oct 16, 2020 |
| Instrument | 325 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2020 |
| Title Company | COSMOPOLITAN TITLE CORPORATION, COSMOPOLITAN TITLE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $61.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2439 HERMAN ST COVINGTON KY 410141641, COVINGTON, KY 41014-1641 |
| Document Number | 326 |
|---|---|
| Date | Nov 16, 2020 |
| Book Page | 00M127/000324 |
| Instrument | 326 |
| Name | ORION LNDG |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 15, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 8, 2019 |
| Property Address | 2439 HERMAN ST, COVINGTON, KY 41014-1641 |
| Document Number | 0000000235 |
| Book / Page | 0C6614 / 000137 |
| Instrument Date | Feb 25, 2019 |
| Instrument | 235 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $7.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 37 KATHRYN AVE FLORENCE KY 410421535, FLORENCE, KY 41042-1535 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 21, 2018 |
| Property Address | 2439 HERMAN ST, COVINGTON, KY 41014-1641 |
| Document Number | 0000000040 |
| Book / Page | 0C6549 / 000274 |
| Instrument Date | Jul 10, 2017 |
| Instrument | 40 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 5, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $19.80 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 4801 FREDERICA ST OWENSBORO KY 423017441, OWENSBORO, KY 42301-7441 |
| Investor | Possibly a Property Investor |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $115,000 (-) Land $10,000 Building $105,000 | $115,000 (-) Land $10,000 Building $105,000 | |
| 2025 | $1,523.00 (+63.41%) | $115,000 (+64.29%) Land $5,000 Building $110,000 | $115,000 (+64.29%) Land $5,000 Building $110,000 |
| 2023 | $932.00 | $70,000 Land $5,000 Building $65,000 | $70,000 Land $5,000 Building $65,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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