2439 Grissel Tail Rd, Traphill, NC 28685 Property Records

Wilkes County property record for 2439 Grissel Tail Rd, Traphill, NC 28685

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,546 sqft · built 1999
Lot Size	10.9 acres (474,804 sqft)
Owner	2 Individual Names on Record
Last Sale	$426,500 (Mar 2026)
Tax Bill	$1,564 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Mar 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3995-05-6026`

Property Details

APN / Parcel Number

Primary APN	`3995-05-6026`
Alternative APNs	`1902473` `222693` `72786`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,546 sqft Living Area
1st Floor Area	1,228 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Lot Area	474,804 sqft (10.9 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	222693
Street Address	2439 GRISSEL TAIL RD
City	TRAPHILL
State	NC
Zip	28685-9300
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	WILKES NC
Township / Civil Division	TRAPHILL
Census Block Group	1
Census Block	1049
Census Tract	960401

Owner

Source: Wilkes County records, as of July 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2439 GRISSEL TAIL RD, TRAPHILL, NC 28685-9300
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION
Mar 2, 2026	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jul 23, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2026 · Amount on Record
Deed Sale	Mar 2, 2026 · Amount on Record
Prior Sale	Jul 23, 2024 · Amount on Record
Deed Document Number	20261327
Deed Book / Page	1436 / 65
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILKES NC
Recording Date	Jul 1, 2026
Property Address	2439 GRISSEL TAIL RD, TRAPHILL, NC 28685-9300
Document Number	0000004535
Book / Page	1444 / 117
Instrument Date	Jun 26, 2026
Instrument	20264535
Transaction Type	Mortgage
Record Updated	Jul 10, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2439 GRISSEL TAIL RD, TRAPHILL, NC 28685-9300
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004535,
Date	Jul 1, 2026
Book Page	1444/117
Instrument	20264535

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.53%
Max Rate	-1%

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILKES NC
Recording Date	Mar 2, 2026
Property Address	2439 GRISSEL TAIL RD, TRAPHILL, NC 28685-9300
Document Number	0001436/65
Book / Page	1436 / 65
Instrument Date	Mar 2, 2026
Instrument	1327
Transaction Type	Transfer
Record Updated	Mar 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$853.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	612 EISENHOWER ST, YADKINVILLE, NC 27055-7745

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2439 GRISSEL TAIL RD, TRAPHILL, NC 28685-9300

Mortgage

Document Number	0000001328
Date	Mar 2, 2026
Instrument	1328

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Apr 1, 2031
Change Frequency	5 Years
Min Rate At Change	3%
Max Rate At Change	7%
Index	5-Year CMT
Margin	3
Max Rate	11%

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILKES NC
Recording Date	Jul 23, 2024
Property Address	2439 GRISSEL TAIL RD, TRAPHILL, NC 28685-9300
Document Number	001399/196
Book / Page	1399 / 196
Instrument Date	Jul 23, 2024
Instrument	4788
Transaction Type	Transfer
Record Updated	Jan 6, 2026

Transaction

Amount	Amount Recorded
Tax	$332.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2439 GRISSEL TAIL RD, TRAPHILL, NC 28685-9300

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2015 TYLER BAINE LN, BOONVILLE, NC 27011-9356
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Wilkes County assessment roll, as of January 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Wilkes County
Unified School District	Wilkes County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,564.00 (-50.82%)	$323,950 (+112.43%) Land $172,400 Building $151,550	$323,950 (+112.43%) Land $172,400 Building $151,550
2024	$3,180.00 (+178.22%)
2023		$152,500 Land $41,430 Building $111,070	$152,500 Land $41,430 Building $111,070
2020	$1,143.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
RiverStreet Networks Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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