Harford County property record for 2439 Gibson Rd, Forest Hill, MD 21050
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 4,660 sqft · built 2005 |
| Lot Size | 3.03 acres (131,987 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $610,000 (Aug 2016) |
| Tax Bill | $8,900 (2026) |
| Deeds & Mortgages | Oct 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-377121 |
| Primary APN | 03-377121 |
|---|---|
| Alternative APN |
|
| Full Baths | 5 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 4,660 sqft Total Area |
| Basement Area | 900 sqft |
| Finished Basement | 900 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 131,987 sqft (3.03 acres) |
| Garage Type | Built-in |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 260 sqft |
| Deck Area | 432 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 377121 |
|---|---|
| Street Address | 2439 GIBSON RD |
| City | FOREST HILL |
| State | MD |
| Zip | 21050-1922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | LOT 1 3.03 AC 2439 GIBSON ROAD LD STINAR PT 117/97 |
| Legal Subdivision | BRADLEY & MARY STINAR |
| Legal Lot Number | 1 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 303101 |
2439 Gibson Rd is owned and occupied by two individuals who bought it in August 2016.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2439 GIBSON RD, FOREST HILL, MD 21050-1922 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2016 · Amount on File |
| Deed Sale | Aug 17, 2016 · Amount on File |
| Prior Sale | Sep 17, 2012 · Amount on File |
| Deed Book / Page | 11940 / 159 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 2439 GIBSON RD, FOREST HILL, MD 21050-1922 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2021 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0150700288 |
|---|---|
| Date | Oct 1, 2021 |
| Book Page | 15070/288 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Aug 13, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 2439 Gibson Rd was $8,900 with a homeowner's exemption, up 12.6% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,900.00 (+12.56%) Homeowner's exemption | $811,100 | $839,700 Land $121,800 Building $717,900 |
| 2025 | $7,907.00 Homeowner's exemption | ||
| 2023 | $699,067 | $796,800 Land $121,800 Building $675,000 | |
| 2022 | $7,146.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2439 Gibson Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2439 Gibson Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable | 1,000 / 20 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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