2439 E Commerce St, Milford, MI 48381 Property Records

Oakland County property record for 2439 E Commerce St, Milford, MI 48381

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,520 sqft · built 1988
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (Dec 2023)
Tax Bill	$3,179 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Nov 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`L-16-01-401-041`

Property Details

APN / Parcel Number

Primary APN	`L-16-01-401-041`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,520 sqft Living Area
1st Floor Area	886 sqft
Basement Area	586 sqft
Unfinished Basement	586 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	87,120 sqft (2 acres)
Terrain	Rolling
Garage Area	455 sqft
Parking Spaces	2 Parking Spaces
Deck Area	551 sqft
Patio Area	724 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2439 E COMMERCE ST
City	MILFORD
State	MI
Zip	48381-1449
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T2N, R7E, SEC 1 PART OF FRC SE 1/4 BEG AT PT DIST N 89-59-40 E 335 FT FROM S 1/4 COR, TH N 00-16-04 E 260.06 FT, TH N 89-59-40 E 335 FT, TH S 00-16-04 W 260.06 FT, TH S 89-59-40 W 335 FT TO BEG 2 A 5-3-00 FR 032
Legal Range	07E
Legal Township	02N
Legal Section	01
Jurisdiction	OAKLAND MI
Township / Civil Division	MILFORD
Census Block Group	5
Census Block	5001
Census Tract	132100

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2439 E COMMERCE ST, MILFORD, MI 48381-1449
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 5, 2018	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK EASTERN MICHIGAN
Dec 13, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2023 · Amount on Record
Deed Sale	Dec 14, 2023 · Amount on Record
Deed Document Number	2023135011
Deed Book / Page	59062 / 86
Prior Transfer Date	Nov 30, 2017
Prior Transfer Doc	0000227136
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Dec 14, 2023
Property Address	2439 E COMMERCE ST, MILFORD, MI 48381-1449
Document Number	0000135011
Book / Page	59062 / 86
Instrument Date	Dec 13, 2023
Instrument	135011
Transaction Type	Transfer
Record Updated	Jan 16, 2024
Title Company	CISLO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,512.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2439 E COMMERCE ST, MILFORD, MI 48381-1449

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24235 BASHIAN DR, NOVI, MI 48375-2930

Mortgage

Document Number	0000139458
Date	Dec 28, 2023
Book Page	59085/446
Instrument	139458

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2439 E COMMERCE ST, MILFORD, MI 48381-1449
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000214982
Date	Nov 21, 2017
Book Page	51313/00299
Instrument	214982

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2439 E COMMERCE ST, MILFORD, MI 48381-1449
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000196335
Date	Dec 5, 2018
Book Page	52413/00433
Instrument	196335

Lender

Name	FIFTH THIRD BANK EASTERN MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Dec 13, 2017
Property Address	2439 E COMMERCE ST, MILFORD, MI 48381-1449
Document Number	0000227136
Book / Page	51381 / 00387
Instrument Date	Nov 30, 2017
Instrument	227136
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2439 E COMMERCE ST, 2439, MILFORD, MI 48381-1449

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2439 E COMMERCE ST, MILFORD, MI 48381-1449

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Milford Charter Township
Unified School District	Huron Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,179.00 (-35.28%) Homeowner's exemption	$150,030 (+18.31%)	$300,060 (+18.31%)
2024	$4,912.00 (+79.27%)
2023		$126,810	$253,620
2021	$2,740.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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