2439 Co Rd 1355, Cairo, MO 65239 Property Records

Randolph County property record for 2439 Co Rd 1355, Cairo, MO 65239

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,144 sqft · built 1978
Lot Size	4.84 acres (210,830 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Mar 2025)
Tax Bill	$962 (2025)
Deeds & Mortgages	Sep 2025 Refinance Nov 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-2.0-03.0-0.0-000-011.000`

Property Details

APN / Parcel Number

Primary APN	`07-2.0-03.0-0.0-000-011.000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,144 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	210,830 sqft (4.84 acres)
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2439 COUNTY ROAD 1355
City	CAIRO
State	MO
Zip	65239-2371
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART SE1/4 OF SW1/4: BEG AT NW COR SE1/4 OF SW1/4, TH E 330', TH S 660', TH W 330', TH N 660' TO POB
Legal Range	14W
Legal Township	54N
Legal Section	03
Legal Subdivision	S3, T54, R14
Jurisdiction	RANDOLPH MO
Township / Civil Division	CAIRO
Census Block Group	3
Census Block	3044
Census Tract	490100

Owner

Source: Randolph County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2439 COUNTY ROAD 1355, CAIRO, MO 65239-2371
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance CENTRAL TRUST BANK
Nov 7, 2025	Deed of Trust, Mortgage · ARM CENTRAL TRUST BANK
Mar 4, 2025	Deed, Transfer · Stand-Alone Refinance CENTRAL TRUST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2025 · Amount on Record
Deed Sale	Mar 4, 2025 · Amount on Record
Prior Sale	Feb 10, 2023
Deed Document Number	2025673
Deed Book / Page	953 / 925
Prior Transfer Date	Jun 12, 2008
Prior Transfer Doc	0000708/53
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH MO
Property Address	2439 COUNTY ROAD 1355, CAIRO, MO 65239-2371
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00957/1274
Date	Sep 17, 2025
Book Page	957/1274
Instrument	20253317

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Oct 1, 2030
Index	1-Year CMT
Margin	3

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH MO
Property Address	2439 COUNTY ROAD 1355, CAIRO, MO 65239-2371
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00958/1769
Date	Nov 7, 2025
Book Page	958/1769
Instrument	20254082

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Oct 1, 2030
Index	1-Year CMT
Margin	3

March 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	RANDOLPH MO
Recording Date	Mar 4, 2025
Property Address	2439 COUNTY ROAD 1355, CAIRO, MO 65239-2371
Document Number	000953/925
Book / Page	953 / 925
Instrument Date	Mar 3, 2025
Instrument	20250673
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2439 COUNTY ROAD 1355, CAIRO, MO 65239-2371

Mortgage

Document Number	0020250674
Date	Mar 4, 2025
Instrument	20250674

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Randolph County assessment roll, as of October 8, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Randolph County
Unified School District	Northeast Randolph County R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,330 (-) Land $1,720 Building $14,610	$87,240 (-) Land $9,190 Building $78,050
2025	$962.00 (+6.65%)	$16,330 (+6.94%) Land $1,720 Building $14,610	$87,240 (+6.96%) Land $9,190 Building $78,050
2024	$902.00 (+5.74%)
2023		$15,270 Land $1,576 Building $13,694	$81,560 Land $8,420 Building $73,140
2019	$853.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 63% of Missouri
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACON CO PWSD 1 serves 12,865 people · EPA ID MO2024363
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Chariton Valley Communication Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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