2439 Camino Oleada, San Clemente, CA 92673 Property Records

Orange County property record for 2439 Camino Oleada, San Clemente, CA 92673

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,528 sqft · built 2004
Lot Size	0.176 acres (7,704 sqft)
Owner	2 Trust Names on Record
Last Sale	$1,123,500 (May 2013)
Tax Bill	$14,986 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`679-243-13`

Property Details

APN / Parcel Number

Primary APN	`679-243-13`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Building Area	3,528 sqft Living Area

Exterior

Year Built	Built 2004
Lot Area	7,704 sqft (0.176 acres)
Garage Area	672 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	2439 CAMINO OLEADA
City	SAN CLEMENTE
State	CA
Zip	92673-6417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 16212 BLK LOT 85
Legal Tract	16212
Legal Lot Number	85
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3001
Census Tract	42112

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Co-owner	Co-owner on Record
Mailing Address	2439 CAMINO OLEADA, SAN CLEMENTE, CA 92673-6417
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 17, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	May 14, 2013 · Amount on Record
Deed Sale	May 14, 2013 · Amount on Record
Prior Sale	Apr 13, 2005 · Amount on Record
Deed Document Number	2013000292008
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2439 CAMINO OLEADA, SAN CLEMENTE, CA 92673-6417
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2439 CAMINO OLEADA, SAN CLEMENTE, CA 92673-6417

Mortgage

Document Number	0000120493
Date	Feb 22, 2021
Instrument	2021000120493

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2051

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2439 CAMINO OLEADA, SAN CLEMENTE, CA 92673-6417
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2439 CAMINO OLEADA, SAN CLEMENTE, CA 92673-6417

Mortgage

Document Number	0000183199
Date	May 17, 2022
Instrument	2022000183199

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$14,986.00 (+3.59%)	$1,383,070 (+4.04%) Land $694,870 Building $688,200
2023	$14,467.00 (+1.82%)	$1,329,364 Land $667,887 Building $661,477
2022	$14,208.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: AT&T, Verizon.

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