2438 Walnut Oaks Ln, Carmichael, CA 95608 Property Records

Sacramento County property record for 2438 Walnut Oaks Ln, Carmichael, CA 95608

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,686 sqft · built 1998
Lot Size0.154 acres (6,721 sqft)
OwnerIndividual Name on Record
Last Sale$390,000 (Aug 2015)
Tax Bill$5,580 (2025)
Deeds & MortgagesDec 2020 Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN283-0010-075-0000

Property Details

APN / Parcel Number

Primary APN283-0010-075-0000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,686 sqft Living Area
1st Floor Area2,248 sqft
2nd Floor Area438 sqft
Bonus RoomBonus Room
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleL-Shape
Construction TypeWood
Roof MaterialOther
Lot Area6,721 sqft (0.154 acres)
Garage Area615 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2438 WALNUT OAKS LN
CityCARMICHAEL
StateCA
Zip95608-3484
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-5
Legal DescriptionALL OF LOT 45 AND POR OF LOT 44 OF PLAT OF CARMICHAEL WHISPERINGOAKS BEG AT NW COR OF SD LOT 45; TH N88%5855E 105.01;
Legal SubdivisionCARMICHAEL WHISPERING OAKS
Legal Lot Number45,44
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group1
Census Block1005
Census Tract7702

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2438 WALNUT OAKS LN, CARMICHAEL, CA 95608-3484
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
May 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMWEST FNDG CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 5, 2015 · Amount on Record
Deed SaleAug 5, 2015 · Amount on Record
Prior SaleDec 31, 2007 · Amount on Record
Deed Book / Page20150805 / 875
Prior Transfer DateJan 3, 2008
Prior Transfer Doc0000000340
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address2438 WALNUT OAKS LN, CARMICHAEL, CA 95608-3484
Document Number2012311141
Instrument DateDec 26, 2020
Transaction TypeMortgage
Record UpdatedJan 13, 2021
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2438 WALNUT OAKS LN CARMICHAEL CA 956083484, CARMICHAEL, CA 95608-3484

Mortgage

Document Number2012311141
DateDec 31, 2020
Instrument2012311141
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 30, 2050

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address2438 WALNUT OAKS LN, CARMICHAEL, CA 95608-3484
Document Number2006041074
Instrument DateMay 28, 2020
Transaction TypeMortgage
Record UpdatedJun 16, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2438 WALNUT OAKS LN CARMICHAEL CA 956083484, CARMICHAEL, CA 95608-3484

Mortgage

Document Number2006041074
DateJun 4, 2020
Instrument2006041074
Lender
NameAMWEST FNDG CORP
AddressBREA, CA 92821
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 3, 2050

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$476,130 (+2%) Land $150,931 Building $325,199
2025$5,580.00 (+2.18%) Homeowner's exemption$466,795 (+4.04%) Land $147,972 Building $318,823
2024$5,461.00 (+1.64%)
2023$5,373.00 (+2.07%) Homeowner's exemption$448,671 Land $142,227 Building $306,444
2022$5,264.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMICHAEL WATER DISTRICT
serves 41,193 people · EPA ID CA3410004
Water SourceGroundwater influenced by surface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 581 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks, Succeed.Net.

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