Polk County property record for 2438 Silver View Dr, Lakeland, FL 33811
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,883 sqft · built 2017 |
| Lot Size | 0.126 acres (5,480 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $275,000 (Jul 2020) |
| Tax Bill | $4,251 (2025) |
| Deeds & Mortgages | Jul 2020 Sale & Mortgage Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-28-28-138014-000580 |
| Primary APN | 23-28-28-138014-000580 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,883 sqft Living Area |
| Gross Area | 3,303 sqft |
| 1st Floor Area | 1,627 sqft |
| Upper Floors Area | 1,256 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 5,480 sqft (0.126 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 185 sqft |
| Street Address | 2438 SILVER VIEW DR |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33811-2828 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKES AT LAUREL HIGHLANDS PHASE 1B PB 160 PGS 38-43 LOT 58 |
| Legal Range | 23E |
| Legal Township | 28S |
| Legal Section | 28 |
| Legal Subdivision | LAKES AT LAUREL HIGHLANDS PHASE 1B |
| Legal Tract | 138014 |
| Legal Block | 1 |
| Legal Lot Number | 58 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 12003 |
Source: Polk County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2438 SILVER VIEW DR, LAKELAND, FL 33811-2828 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 24, 2020 | Warranty Deed, Transfer · FHA Mortgage TOP FLITE FIN'L |
| Oct 5, 2017 | Grant Deed, Transfer · VA Mortgage DHI MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2020 · Amount on Record |
| Deed Sale | Jul 24, 2020 · Amount on Record |
| Prior Sale | Oct 5, 2017 · Amount on Record |
| Deed Document Number | 2020148649 |
| Deed Book / Page | 11309 / 1660 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 24, 2020 |
| Property Address | 2438 SILVER VIEW DR, LAKELAND, FL 33811-2828 |
| Document Number | 0113091660 |
| Book / Page | 011309 / 001660 |
| Instrument Date | Jul 15, 2020 |
| Instrument | 148649 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2020 |
| Title Company | SMART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,925.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2438 SILVER VIEW DR LAKELAND FL 338112828, LAKELAND, FL 33811-2828 |
| Document Number | 113091662 |
|---|---|
| Date | Jul 24, 2020 |
| Book Page | 011309/001662 |
| Instrument | 148650 |
| Name | TOP FLITE FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | WILLIAMSTON, MI 48895 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 23, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 5, 2017 |
| Property Address | 2438 SILVER VIEW DR, LAKELAND, FL 33811-2828 |
| Document Number | 0102780128 |
| Book / Page | 010278 / 000128 |
| Instrument Date | Sep 29, 2017 |
| Instrument | 190156 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2018 |
| Title Company | DHI TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,819.96 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2438 SILVER VIEW DR LAKELAND FL 338112828, LAKELAND, FL 33811-2828 |
| Document Number | 102780129 |
|---|---|
| Date | Oct 5, 2017 |
| Book Page | 010278/000129 |
| Instrument | 190157 |
| Name | DHI MTG |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501-2026 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 4, 2047 |
Source: Polk County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lakeland City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,251.00 (+5.77%) Homeowner's exemption | $278,836 (+5.99%) | $339,955 (-3.11%) Land $58,000 Building $281,955 |
| 2023 | $4,019.00 (+2.76%) Homeowner's exemption | $263,085 (+3%) | $350,858 (+16.01%) Land $56,000 Building $294,858 |
| 2022 | $3,911.00 Homeowner's exemption | $255,422 | $302,435 Land $46,000 Building $256,435 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 12 (1994–2024) |
| Claims Outside the SFHA | 10 of 12 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 51% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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