2438 Rte 13, Homer, NY 13077 Property Records

Cortland County and Homer Town property record for 2438 Rte 13, Homer, NY 13077

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 2,326 sqft · built 1880
Lot Size	19.2 acres (838,094 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Oct 2019)
Tax Bill	$2,761 (2025)
Deeds & Mortgages	May 2021 Refinance Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`113089 58.00-01-33.200`

Property Details

APN / Parcel Number

Primary APN	`113089 58.00-01-33.200`
Alternative APNs	`11308905800000010330000000` `113089 58.00-08-01.000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,326 sqft Living Area
1st Floor Area	1,774 sqft
Upper Floors Area	552 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	838,094 sqft (19.2 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	392 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2438 ROUTE 13
City	HOMER
State	NY
Zip	13077
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Block	8
Legal Lot Number	1.000
Jurisdiction	CORTLAND NY
Township / Civil Division	HOMER
Census Block Group	1
Census Block	1037
Census Tract	970202

Owner

Source: Cortland County and Homer Town records · APN 113089 58.00-01-33.200

Assessment roll updated March 30, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2438 STATE ROUTE 13, CORTLAND, NY 13045-9773
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Oct 09, 2019	Warranty Deed, Transfer · VA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 09, 2019 · Amount on Record
Deed Sale	Oct 09, 2019 · Amount on Record
Deed Document Number	20194294
Record Updated	Jun 08, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORTLAND NY
Property Address	2438 STATE ROUTE 13, CORTLAND, NY 13045-9773
Transaction Type	Mortgage
Record Updated	May 02, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002838
Date	May 21, 2021
Instrument	2021-02838

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CORTLAND NY
Recording Date	Oct 09, 2019
Property Address	2438 ROUTE 13, HOMER, NY 13077
Document Number	0000004294
Instrument Date	Oct 09, 2019
Instrument	2019-04294
Transaction Type	Transfer
Record Updated	Jul 07, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3572 PROSPECT ST, TRUXTON, NY 13158

Mortgage

Document Number	0000004295
Date	Oct 09, 2019
Instrument	2019-04295

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000004294
Date	Oct 09, 2019
Instrument	2019-04294

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

Tax Assessment & Valuation

Source: Cortland County and Homer Town records · Assessment roll updated March 30, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Cortland County
County Subdivision	Homer Town
Unified School District	Homer Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,761.00 (-3.76%)	$155,000 (-) Land $38,400 Building $116,600	$231,343 (+2.98%) Land $57,313 Building $174,030
2023	$2,869.00 Veteran's exemption	$155,000 Land $38,400 Building $116,600	$224,638 Land $55,652 Building $168,986

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 11, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Based on FCC filings for 7 locations within half a mile of this property.

Nearby Properties on Rte 13

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