2438 N Spaulding Ave, Chicago, IL 60647 Property Records

Cook County property record for 2438 N Spaulding Ave, Chicago, IL 60647

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,470 sqft · built 1895
Lot Size	0.082 acres (3,550 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Jul 2010)
Tax Bill	$9,539 (2023)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-26-427-020`

Property Details

APN / Parcel Number

Primary APN	`13-26-427-020`
Alternative APN	`13-26-427-020-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,470 sqft Living Area
1st Floor Area	1,470 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,550 sqft (0.082 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2438 N SPAULDING AVE
City	CHICAGO
State	IL
Zip	60647-2522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Range	13E
Legal Township	40N
Legal Section	26
Legal Subdivision	DEZENGS LOGAN SQUARE
Legal Lot Number	76
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1004
Census Tract	220601

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2438 N SPAULDING AVE, CHICAGO, IL 60647-2522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 13, 2018	Quit Claim Deed, Mortgage · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2010 · Amount on Record
Deed Sale	Jul 13, 2010 · Amount on Record
Deed Document Number	201033000
Last Transfer Date	Apr 17, 2018
Transfer Doc	0000022027
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2438 N SPAULDING AVE, CHICAGO, IL 60647-2522
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005312066
Date	Feb 22, 2021
Instrument	2105312066

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

July 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Jul 13, 2018
Property Address	2438 N SPAULDING AVE, CHICAGO, IL 60647-2522
Document Number	1819422027
Instrument Date	Apr 17, 2018
Instrument	19422027
Transaction Type	Mortgage
Record Updated	Jul 31, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2438 N SPAULDING AVE CHICAGO IL 606472522, CHICAGO, IL 60647-2522

Mortgage

Document Number	1819422028
Date	Jul 13, 2018
Instrument	19422028

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2048

Interest

Rate	4.62%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$52,562 (+8.67%) Land $15,443 Building $37,119	$525,620 (+8.67%) Land $154,430 Building $371,190
2023	$9,539.00 (+2.84%)
2022	$9,276.00 Homeowner's exemption	$48,367 Land $12,425 Building $35,942	$483,670 Land $124,250 Building $359,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 920 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Astound Broadband Fiber	1,500 / 1,500
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Verizon, Zentro.

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