2438 Montecito Ct, Antioch, CA 94531 Property Records

Contra Costa County property record for 2438 Montecito Ct, Antioch, CA 94531

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,264 sqft · built 2001
Lot Size	0.336 acres (14,623 sqft)
Owner	2 Individual Names on Record
Last Sale	$501,000 (Jun 2016)
Tax Bill	$6,895 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`055-570-053-3`

Property Details

APN / Parcel Number

Primary APN	`055-570-053-3`
Alternative APN	`055-570-053`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,264 sqft Living Area
1st Floor Area	1,679 sqft
2nd Floor Area	1,585 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2002
Lot Area	14,623 sqft (0.336 acres)
Garage Type	Attached
Garage Area	746 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2438 MONTECITO CT
City	ANTIOCH
State	CA
Zip	94531-8264
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	T8245 L496
Legal Subdivision	SUBDIVISION 8245
Legal Tract	8245
Legal Lot Number	496
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	TASSAJARA
Census Block Group	1
Census Block	1003
Census Tract	355119

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2438 MONTECITO CT, ANTIOCH, CA 94531-8264
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK
Dec 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage GENEVA FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2016 · Amount on Record
Deed Sale	Jun 1, 2016 · Amount on Record
Prior Sale	Jan 18, 2005 · Amount on Record
Deed Document Number	2016106955
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2438 MONTECITO CT, ANTIOCH, CA 94531-8264
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2438 MONTECITO CT, ANTIOCH, CA 94531-8264

Mortgage

Document Number	0000188804
Date	Aug 31, 2020
Instrument	2020-188804

Lender

Name	FIRST BANK
Type	Bank
Address	HAZELWOOD, MO 63042

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2438 MONTECITO CT, ANTIOCH, CA 94531-8264
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2438 MONTECITO CT, ANTIOCH, CA 94531-8264

Mortgage

Document Number	0000341388
Date	Dec 17, 2021
Instrument	2021-341388

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company
Address	CHANDLER, AZ 85225

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Antioch City
Unified School District	Antioch Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$604,937 (+2%) Land $150,931 Building $454,006
2025	$6,895.00 (+6.08%)	$593,076 (+4.04%) Land $147,972 Building $445,104
2023	$6,500.00 (+1.61%)	$570,048 Land $142,227 Building $427,821
2022	$6,397.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANTIOCH serves 116,781 people · EPA ID CA0710001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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