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2438 Madison Ave, #44, Covington, KY 41014 Property Records

Kenton County property record for 2438 Madison Ave, #44, Covington, KY 41014

Property Summary

Property TypeVehicle Sales & Rentals
Details1,318 sqft · built 1959
Lot Size0.21 acres (9,148 sqft)
OwnerCompany Name on File
Last Sale$162,500 (Aug 2020)
Tax Bill$2,153 (2025)
Deeds & MortgagesAug 2020 Sale
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN055-23-20-001.00

Property Details

APN / Parcel Number

Primary APN055-23-20-001.00

Interior

Building Area1,318 sqft Finished Area

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions60 ft deep x 165 ft wide

Location & Zoning

Street Address2438 MADISON AVE, 44
CityCOVINGTON
StateKY
Zip41014
Property CategoryCommercial
Property TypeCommercial > Retail > Vehicle Sales & Rentals
Legal DescriptionHARRIS LOT 1 & PT LOTS 20-21 165.76X60X49FT ES MAD EXT FR NS-25TH ST EXC PARCEL SOLD TO COMM
Legal SubdivisionHARRIS CLAUDE
Legal Lot Number1,20
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2008
Census Tract61100

Owner

2438 Madison Ave, #44 is owned by a company that bought it in August 2020.

Source: Kenton County records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing Address1642 BRANDON DR, HEBRON, KY 41048-9517
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2020Grant Deed, Transfer
KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY
Aug 20, 2020Deed of Trust, Mortgage
HERITAGE BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 25, 2020 · Amount on File
Deed SaleAug 25, 2020 · Amount on File
Prior SaleAug 19, 2003 · Amount on File
Deed Document Number20205900023
Deed Book / Page39 / 17
Record UpdatedOct 29, 2026

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateAug 25, 2020
Property Address2438 MADISON AVE # 44, 44, COVINGTON, KY 41014-1666
Document Number0000000023
Book / Page000039 / 000017
Instrument DateAug 20, 2020
Instrument23
Transaction TypeTransfer
Record UpdatedSep 18, 2020
Title CompanyKENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transaction

AmountAmount on Record
Tax$163.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2340 WESTERN HILLS RD FOSTER KY 41043, FOSTER, KY 41043

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address2438 MADISON AVE # 44, 44, COVINGTON, KY 41014-1666
Document Number0000000024
Instrument DateAug 20, 2020
Transaction TypeMortgage
Record UpdatedSep 22, 2020
Title CompanyKENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2101 MEDICAL ARTS DR HEBRON KY 410488495, HEBRON, KY 41048-8495

Mortgage

Document Number0000000024
DateAug 25, 2020
Book Page000M87/000738
Instrument24
Lender
NameHERITAGE BK
TypeBank
AddressHEBRON, KY 41048
Agreement
AmountAmount on Record
Term120 Months
DueAug 24, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 2438 Madison Ave, #44 was $2,153.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$178,000 (+9.54%) Land $63,000 Building $115,000$178,000 (+9.54%) Land $63,000 Building $115,000
2025$2,153.00$162,500 Land $60,000 Building $102,500$162,500 Land $60,000 Building $102,500
2023$2,164.00$162,500 Land $60,000 Building $102,500$162,500 Land $60,000 Building $102,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2438 Madison Ave, #44 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2438 Madison Ave, #44 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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