Schenectady County and Niskayuna Town property record for 2438 Jaffrey St, Niskayuna, NY 12309
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,502 sqft · built 1980 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $332,000 (Mar 2021) |
| Tax Bill | $11,732 (2026) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Mar 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422400 40.19-1-19 |
| Primary APN | 422400 40.19-1-19 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 2,502 sqft Living Area |
| 1st Floor Area | 1,694 sqft |
| Basement Area | 808 sqft |
| Finished Basement | 808 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 100 ft deep x 80 ft wide |
| Garage Type | Basement |
| Porch | Slab |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2438 JAFFREY ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-4405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Subdivision | RESERVOIR PARK 2 |
| Legal Block | 1 |
| Legal Lot Number | 19.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | NISKAYUNA |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 32101 |
2438 Jaffrey St is owned and occupied by two individuals who bought it in March 2021.
Source: Schenectady County and Niskayuna Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2438 JAFFREY ST, SCHENECTADY, NY 12309-4405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 30, 2021 | Warranty Deed, Transfer · Conventional Mortgage TRUSTCO BANK |
| Mar 3, 2021 | Deed, Transfer · Conventional Mortgage KEY BANK NA |
| Jul 13, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 3, 2021 · Amount on File |
| Deed Sale | Mar 3, 2021 · Amount on File |
| Deed Document Number | 20218464 |
| Deed Book / Page | 2053 / 448 |
| Prior Transfer Date | Jun 18, 2018 |
| Prior Transfer Doc | 0000030792 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 30, 2021 |
| Property Address | 2438 JAFFREY ST, SCHENECTADY, NY 12309-4405 |
| Document Number | 0000042377 |
| Book / Page | 2066 / 85 |
| Map Reference | MAP E161 |
| Instrument Date | Aug 13, 2021 |
| Instrument | 202142377 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2021 |
| Title Company | NORTHWAY TITLE AGENCY, NORTHWAY TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,440.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2438 JAFFREY ST, 2438, SCHENECTADY, NY 12309-4405 |
| Name | Verified Name |
|---|---|
| Address | 479 OLD NISKAYUNA RD, LATHAM, NY 12110-1566 |
| Document Number | 0000042382 |
|---|---|
| Date | Aug 30, 2021 |
| Instrument | 202142382 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 13, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 3, 2021 |
| Property Address | 2438 JAFFREY ST, SCHENECTADY, NY 12309-4405 |
| Document Number | 0000008464 |
| Book / Page | 2053 / 448 |
| Instrument Date | Mar 1, 2021 |
| Instrument | 202108464 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,328.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2431 MONICA HTS, 2431, NISKAYUNA, NY 12309-4406 |
| Name | Verified Name |
|---|---|
| Address | 236 STATE ST APT 224, 224, SCHENECTADY, NY 12305-1859 |
| Document Number | 0000008465 |
|---|---|
| Date | Mar 3, 2021 |
| Instrument | 202108465 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 13, 2018 |
| Property Address | 2438 JAFFREY ST, SCHENECTADY, NY 12309-4405 |
| Document Number | 0000030792 |
| Book / Page | 001991 / 000365 |
| Instrument Date | Jun 18, 2018 |
| Instrument | 30792 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1718 BROADWAY SCHENECTADY NY 123064929, SCHENECTADY, NY 12306-4929 |
The 2026 property tax bill for 2438 Jaffrey St was $11,732, up 1.3% from the year before.
Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Niskayuna Town |
| Unified School District | Niskayuna Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,732.00 (+1.35%) | ||
| 2025 | $11,576.00 | $255,000 Land $36,000 Building $219,000 | $377,800 Land $53,336 Building $324,464 |
| 2023 | $255,000 Land $36,000 Building $219,000 | $322,800 Land $45,572 Building $277,228 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2438 Jaffrey St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1979–1984) |
| Most Recent Claim | Feb 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2438 Jaffrey St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NISKAYUNA CONSOLIDATED WD #11 public/private · serves 22,287 people · EPA ID NY4600073 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures