2438 E Erie Ct, Gilbert, AZ 85295 Property Records

Maricopa County property record for 2438 E Erie Ct, Gilbert, AZ 85295

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,884 sqft · built 2002
Lot Size	0.205 acres (8,938 sqft)
Owner	Individual Name on File
Last Sale	$520,000 (Jul 2021)
Tax Bill	$1,972 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Oct 2022 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`304-40-102`

Property Details

APN / Parcel Number

Primary APN	`304-40-102`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,884 sqft Living Area
1st Floor Area	1,884 sqft

Exterior

Year Built	Built 2002
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	8,938 sqft (0.205 acres)
Parking Spaces	2 Parking Spaces
Pool Area	400 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	2438 E ERIE CT
City	GILBERT
State	AZ
Zip	85295-9155
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	GATEWAY RANCH MCR 484-17
Legal Range	06E
Legal Township	01S
Legal Section	27
Legal Quarter	SW
Quarter-Quarter Section	SW
Legal Subdivision	GATEWAY RANCH
Legal Lot Number	89
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2010
Census Tract	815100

Owner

2438 E Erie Ct is owned and occupied by an individual who bought it in July 2021.

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2438 E ERIE CT, GILBERT, AZ 85295-9155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2022	Deed of Trust, Mortgage · Line of Credit SPECTRA CREDIT UNION
Oct 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage TOP FLITE FINANCIAL INC
Jul 9, 2021	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2021 · Amount on File
Deed Sale	Jul 9, 2021 · Amount on File
Prior Sale	May 25, 2011
Deed Document Number	20210751158
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2438 E ERIE CT, GILBERT, AZ 85295-9155
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	NAVI TITLE AGCY, NAVI TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2438 E ERIE CT, GILBERT, AZ 85295-9155

Mortgage

Document Number	0000773187
Date	Oct 13, 2022
Instrument	20220773187

Lender

Name	SPECTRA CREDIT UNION
Address	ALEXANDRIA, VA 22312

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 6, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2438 E ERIE CT, GILBERT, AZ 85295-9155
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	NETCO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2438 E ERIE CT, GILBERT, AZ 85295-9155

Mortgage

Document Number	0000771550
Date	Oct 12, 2022
Instrument	20220771550

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company
Address	WILLIAMSTON, MI 48895

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2037

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 9, 2021
Property Address	2438 E ERIE CT, GILBERT, AZ 85295-9155
Document Number	0000751158
Map Reference	MB 484 PG 17
Instrument Date	Jun 23, 2021
Instrument	20210751158
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	EMPIRE W TITLE AGENCY, EMPIRE WEST TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2438 E ERIE CT, 2438, GILBERT, AZ 85295-9155

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2438 E ERIE CT, GILBERT, AZ 85295-9155

Mortgage

Document Number	0000751159
Date	Jul 9, 2021
Instrument	20210751159

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,350 (-0.24%)	$493,500 (-0.24%) Land $98,700 Building $394,800
2025	$1,972.00 (-6.5%)
2024		$49,470	$494,700 Land $98,900 Building $395,800
2023	$2,109.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2438 E Erie Ct in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2438 E Erie Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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