2438 Dick St, Niles, MI 49120 Property Records

Cass County property record for 2438 Dick St, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,949 sqft · built 2013
Lot Size	4.01 acres (174,676 sqft)
Owner	2 Individual Names on File
Last Sale	$232,000 (Sep 2017)
Tax Bill	$4,047 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-020-020-064-25`

Property Details

APN / Parcel Number

Primary APN	`14-020-020-064-25`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,949 sqft Building Perimeter
1st Floor Area	1,949 sqft
Basement Area	1,930 sqft
Unfinished Basement	1,930 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Ranch
Lot Area	174,676 sqft (4.01 acres)
Garage Area	420 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2438 DICK ST
City	NILES
State	MI
Zip	49120-9362
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	263B-3 COM E 982.87 FT FRM W 1/4 COR, TH E 337 FT, S 0 DEG 29'E 490.64 FT, S 80 DEG 32'W 341.17 FT, N 0 DEG 29'W 546.76 FT TO
Legal Range	16W
Legal Township	07S
Legal Section	20
Jurisdiction	CASS MI
Township / Civil Division	HOWARD
Census Block Group	4
Census Block	4007
Census Tract	1500

Owner

2438 Dick St is owned and occupied by two individuals who acquired it in May 2018.

Source: Cass County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2438 DICK ST, NILES, MI 49120-9362
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage 1ST SOURCE BANK
Jun 29, 2018	Intrafamily Transfer, Transfer
Sep 15, 2017	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2017 · Amount on File
Deed Sale	Sep 15, 2017 · Amount on File
Deed Book / Page	1128 / 1921
Last Transfer Date	May 26, 2018
Transfer Doc	1141/1571
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	2438 DICK ST, NILES, MI 49120-9362
Transaction Type	Mortgage
Record Updated	Aug 5, 2021
Title Company	MERIDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2438 DICK ST, NILES, MI 49120-9362

Mortgage

Document Number	1200/14
Date	Jul 16, 2021
Book Page	1200/14

Lender

Name	1ST SOURCE BANK
Type	Bank
Address	SOUTH BEND, IN 46601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

June 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASS MI
Recording Date	Jun 29, 2018
Property Address	2438 DICK ST, NILES, MI 49120-9362
Document Number	1141/1571
Book / Page	1141 / 1571
Instrument Date	May 26, 2018
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2438 DICK ST, 2438, NILES, MI 49120-9362

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2438 DICK ST, NILES, MI 49120-9362

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Sep 15, 2017
Property Address	2438 DICK ST, NILES, MI 49120-9362
Document Number	1128/1921
Book / Page	1128 / 1921
Instrument Date	Aug 25, 2017
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2438 DICK ST, 2438, NILES, MI 49120-9362

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2438 DICK ST, NILES, MI 49120-9362

Mortgage

Document Number	11281923
Date	Sep 15, 2017
Instrument	1128/1923

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2438 Dick St was $4,047 with a homeowner's exemption, up 2.8% from the year before.

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Howard Township
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$221,600 (+18.88%) Land $221,600	$443,200 (+18.88%) Land $443,200
2025	$4,047.00 (+2.82%) Homeowner's exemption	$186,400 Land $186,400	$372,800 Land $372,800
2024	$3,936.00
2023		$143,900	$287,800
2022	$3,258.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2438 Dick St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2438 Dick St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Midwest Energy & Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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