2438 Clover St, Union City, CA 94587 Property Records

Alameda County property record for 2438 Clover St, Union City, CA 94587

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,766 sqft · built 1971
Lot Size	0.198 acres (8,636 sqft)
Owner	2 Individual Names on File
Last Sale	$1,360,000 (Apr 2021)
Tax Bill	$20,142 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2021 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`87-4-66`

Property Details

APN / Parcel Number

Primary APN	`87-4-66`
Alternative APN	`087-0004-066-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,766 sqft Living Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1983
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	8,636 sqft (0.198 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2438 CLOVER ST
City	UNION CITY
State	CA
Zip	94587-5320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00126 BLK: TR: 3089
Legal Subdivision	TRACT 3089
Legal Tract	3089
Legal Lot Number	126
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	2
Census Block	2011
Census Tract	440336

Owner

2438 Clover St is owned and occupied by two individuals who bought it in April 2021.

Source: Alameda County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2438 CLOVER ST, UNION CITY, CA 94587-5320
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRAVIS CU
Apr 30, 2021	Grant Deed, Subdivision Related Transfer · Conventional Mortgage EAVE INC
Apr 8, 2021	Grant Deed, Transfer CHICAGO TITLE COMPANY
Oct 17, 2018	Deed of Trust, Mortgage · ARM BETTER MORTGAGE CORPORATION
Jun 10, 2019	Deed of Trust, Mortgage · ARM SAN DIEGO COUNTY CU
Aug 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 28, 2017	Grant Deed, Transfer SOFI LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2021 · Amount on File
Deed Sale	Apr 30, 2021 · Amount on File
Prior Sale	Apr 8, 2021 · Amount on File
Deed Document Number	2021169198
Prior Transfer Date	Aug 14, 2002
Prior Transfer Doc	0000361097
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2438 CLOVER ST, UNION CITY, CA 94587-5320
Transaction Type	Mortgage
Record Updated	Sep 21, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2438 CLOVER ST, UNION CITY, CA 94587-5320

Mortgage

Document Number	0000296418
Date	Aug 31, 2021
Instrument	2021296418

Lender

Name	TRAVIS CU
Type	Credit Union
Address	VACAVILLE, CA 95687

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

April 2021: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Apr 30, 2021
Property Address	2438 CLOVER ST, UNION CITY, CA 94587-5320
Document Number	0000169198
Map Reference	MB 65 PG 26
Instrument Date	Apr 16, 2021
Instrument	2021169198
Transaction Type	Subdivision Related Transfer
Record Updated	May 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2438 CLOVER ST, UNION CITY, CA 94587-5320

Mortgage

Document Number	0000169199
Date	Apr 30, 2021
Instrument	2021169199

Lender

Name	EAVE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Apr 8, 2021
Property Address	2438 CLOVER ST, UNION CITY, CA 94587-5320
Document Number	0000140769
Map Reference	MB 65 PG 26
Instrument Date	Apr 1, 2021
Instrument	2021140769
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 1ST ST STE 2600, 2600, SAN FRANCISCO, CA 94105-3081
Investor	Possibly a Property Investor

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2438 CLOVER ST, UNION CITY, CA 94587-5320
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ENTITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000201611
Date	Oct 17, 2018
Instrument	2018201611

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10013

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Nov 1, 2023
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.75%
Index	1-Year LIBOR
Max Rate	8.75%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2438 CLOVER ST, UNION CITY, CA 94587-5320
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000108436
Date	Jun 10, 2019
Instrument	2019108436

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	ARM
Amount	Amount on Record
Term	61 Months
Due	Jul 1, 2024

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jul 1, 2024
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	5.25%
Index	5-Year CMT
Max Rate	8.25%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2438 CLOVER ST, UNION CITY, CA 94587-5320
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2438 CLOVER ST, UNION CITY, CA 94587-5320

Mortgage

Document Number	0000199543
Date	Aug 17, 2020
Instrument	2020199543

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Aug 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.5%
Index	1-Year LIBOR
Max Rate	7.5%

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jun 28, 2017
Property Address	2438 CLOVER ST, UNION CITY, CA 94587-5320
Document Number	0000140560
Instrument Date	Jun 20, 2017
Instrument	140560
Transaction Type	Transfer
Record Updated	Jul 19, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$947.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2438 CLOVER ST UNION CITY CA 945875320, UNION CITY, CA 94587-5320

Mortgage

Document Number	140561
Date	Jun 28, 2017
Instrument	140561

Lender

Name	SOFI LNDG
Address	HEALDSBURG, CA 95448

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 27, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 2438 Clover St was $20,142.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Union City
Unified School District	New Haven Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,501,521 (+2%) Land $463,705 Building $1,037,816
2025	$20,142.00	$1,472,090 Land $454,616 Building $1,017,474
2023	$19,562.00	$1,414,944 Land $436,968 Building $977,976	$1,345,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2438 Clover St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2438 Clover St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Tekify Fiber & Wireless Fixed Wireless	1,000 / 1,000
RobinsonHSS Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Sail Internet, T-Mobile.

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