Osceola County property record for 2438 Cliff Way, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2023 |
| Square Footage | 1,584 sqft Heated Area |
| Lot Size | 4,792 sqft (0.11 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $388,200 (2023) |
| Tax Bill | $6,103.00 (2025) |
| Primary APN | 112531572200016530 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,584 sqft Heated Area |
| Gross Area | 2,219 sqft Gross Area |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 4,792 sqft (0.11 acres) |
| Garage Type | Finished Garage |
| Porch | Open Porch |
| Porch Area | 87 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 2438 CLIFF WAY |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9496 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | DEL WEBB SUNBRIDGE PH 2A PB 32 PGS 15-24 LOT 653 |
| Legal Phase | 2A |
| Legal Lot Number | 653 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1002 |
| Census Tract | 43700 |
Source: Osceola County records · APN 112531572200016530
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2438 CLIFF WAY, SAINT CLOUD, FL 34771-9496 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 13, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Nov 13, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Feb 15, 2023 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PULTE MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 15, 2023 · Amount on Record |
| Deed Sale | Feb 15, 2023 · Amount on Record |
| Prior Sale | Feb 15, 2023 · Amount on Record |
| Deed Doc Number | 0063581565 |
| Deed Book / Page | 6358 / 1565 |
| Last Transfer Date | Nov 13, 2023 |
| Transfer Doc | 0065041020 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 13, 2023 |
| Property Address | 2438 CLIFF WAY, SAINT CLOUD, FL 34771-9496 |
| Document Number | 0065041020 |
| Book / Page | 6504 / 1020 |
| Map Reference | MB 32 PG 15-24 |
| Instrument Date | Nov 13, 2023 |
| Instrument | 2023149300 |
| Transaction Type | Transfer |
| Record Updated | Feb 01, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2438 CLIFF WAY, SAINT CLOUD, FL 34771-9496 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 2438 CLIFF WAY, SAINT CLOUD, FL 34771-9496 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 13, 2023 |
| Property Address | 2438 CLIFF WAY, SAINT CLOUD, FL 34771-9496 |
| Document Number | 0065041020 |
| Book / Page | 6504 / 1020 |
| Map Reference | MB 32 PG 15-24 |
| Instrument Date | Nov 13, 2023 |
| Instrument | 2023149300 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2438 CLIFF WAY, SAINT CLOUD, FL 34771-9496 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 2438 CLIFF WAY, SAINT CLOUD, FL 34771-9496 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 15, 2023 |
| Property Address | 2438 CLIFF WAY, SAINT CLOUD, FL 34771-9496 |
| Document Number | 0063581565 |
| Book / Page | 6358 / 1565 |
| Map Reference | MB 32 PG 15-24 |
| Instrument Date | Feb 08, 2023 |
| Instrument | 2023018512 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 01, 2024 |
| Title Company | PGP TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,717.40 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4901 VINELAND RD STE 500, 500, ORLANDO, FL 32811-7383 |
| Name | Verified Name |
|---|---|
| Address | 2438 CLIFF WAY, SAINT CLOUD, FL 34771-9496 |
| Document Number | 0063581567 |
|---|---|
| Date | Feb 15, 2023 |
| Book Page | 6358/1567 |
| Instrument | 2023018513 |
| Name | PULTE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80112 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2053 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,103.00 (+101.15%) Homeowner's exemption Widower's exemption | $343,600 (+281.78%) Land $63,000 Building $280,600 | $343,600 (+281.78%) Land $63,000 Building $280,600 |
| 2023 | $3,034.00 (+95.87%) | $90,000 (+2%) Land $90,000 | $90,000 (+2%) Land $90,000 |
| 2022 | $1,549.00 | $30,000 Land $30,000 | $30,000 Land $30,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Extreme above 96% of the US · above 92% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 55 per year |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; lenders make the official flood determination.
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