St. Louis County property record for 2438 Christopher Winds Ln, Saint Louis, MO 63129
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 4,149 sqft · built 1994 |
| Lot Size | 0.289 acres (12,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $485,000 (Jun 2023) |
| Tax Bill | $5,205 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Mar 2024 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33H-13-0688 |
| Primary APN | 33H-13-0688 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 4,149 sqft Living Area |
| Gross Area | 4,681 sqft |
| 1st Floor Area | 2,097 sqft |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Ranch |
| Exterior Material | Frame/Masonry |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 12,600 sqft (0.289 acres) |
| Lot Dimensions | 105 ft deep x 105 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 288 sqft |
|---|---|
| Porch | Stoop |
| Patio Area | 96 sqft |
| Balcony Area | 14 sqft |
| Poultry House | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2438 CHRISTOPHER WINDS LN |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63129-5049 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | CHRISTOPHER WINDS 6 30 89 LOT 207 |
| Legal Subdivision | CHRISTOPHER WINDS |
| Legal Lot Number | 207 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | OAKVILLE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 220445 |
Source: St. Louis County records, as of October 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2438 CHRISTOPHER WINDS LN, SAINT LOUIS, MO 63129-5049 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 4, 2024 | Deed of Trust, Mortgage · Line of Credit COMMERCE BANK |
| Mar 15, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMERCE BANK |
| Jun 6, 2023 | Warranty Deed, Transfer TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT |
| Mar 27, 2023 | Warranty Deed, Transfer TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT |
| Nov 17, 2020 | Deed of Trust, Mortgage MIDWEST BANKCENTRE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 6, 2023 · Amount on Record |
| Deed Sale | Jun 6, 2023 · Amount on Record |
| Prior Sale | Mar 27, 2023 · Amount on Record |
| Deed Document Number | 202366200 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 2438 CHRISTOPHER WINDS LN, SAINT LOUIS, MO 63129-5049 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2438 CHRISTOPHER WINDS LN, SAINT LOUIS, MO 63129-5049 |
| Document Number | 2024030400112 |
|---|---|
| Date | Mar 4, 2024 |
| Instrument | 2024030400112 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Feb 16, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 2438 CHRISTOPHER WINDS LN, SAINT LOUIS, MO 63129-5049 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2438 CHRISTOPHER WINDS LN, SAINT LOUIS, MO 63129-5049 |
| Document Number | 2024031500218 |
|---|---|
| Date | Mar 15, 2024 |
| Instrument | 2024031500218 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 83 Months |
| Due | Feb 16, 2031 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jun 6, 2023 |
| Property Address | 2438 CHRISTOPHER WINDS LN, SAINT LOUIS, MO 63129-5049 |
| Document Number | 2023060600200 |
| Map Reference | MB 287 PG 97 |
| Instrument Date | May 31, 2023 |
| Instrument | 2023060600200 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2023 |
| Title Company | TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2438 CHRISTOPHER WINDS LN, SAINT LOUIS, MO 63129-5049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Mar 27, 2023 |
| Property Address | 2438 CHRISTOPHER WINDS LN, SAINT LOUIS, MO 63129-5049 |
| Document Number | 2023032700408 |
| Map Reference | MB 287 PG 97 |
| Instrument Date | Mar 27, 2023 |
| Instrument | 2023032700408 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Title Company | TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 512 CRAIL CT, DARDENNE PRAIRIE, MO 63368-4229 |
| Name | Verified Name |
|---|---|
| Address | 2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 2438 CHRISTOPHER WINDS LN, SAINT LOUIS, MO 63129-5049 |
| Document Number | 0244880150 |
| Instrument Date | Nov 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2438 CHRISTOPHER WINDS LN ST LOUIS MO 631295049, ST LOUIS, MO 63129-5049 |
| Document Number | 0244880150 |
|---|---|
| Date | Dec 9, 2020 |
| Book Page | 024488/000150 |
| Instrument | 704 |
| Name | MIDWEST BANKCENTRE |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63125 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 8, 2050 |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Unified School District | Mehlville R-IX School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $97,320 (-) Land $17,200 Building $80,120 | $512,200 (-) Land $90,500 Building $421,700 | |
| 2025 | $5,205.00 (+0.12%) | $97,320 (+25.48%) Land $17,200 Building $80,120 | $512,200 (+25.48%) Land $90,500 Building $421,700 |
| 2024 | $5,199.00 (+1.29%) | ||
| 2023 | $5,133.00 (+21.43%) | $77,560 (+20.1%) Land $11,190 Building $66,370 | $408,200 (+20.09%) Land $58,900 Building $349,300 |
| 2022 | $4,227.00 | $64,580 Land $11,190 Building $53,390 | |
| 2021 | $339,900 Land $58,900 Building $281,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1995) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 1995 · Severe Storms, Tornadoes, Hail, Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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