Guadalupe County property record for 2438 Chad St, New Braunfels, TX 78130
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,325 sqft · built 2014 |
| Lot Size | 0.132 acres (5,750 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,500 (Jun 2014) |
| Tax Bill | $1,375 (2025) |
| Deeds & Mortgages | May 2022 Second Mortgage Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G1112200204000000 |
| Primary APN | 1G1112200204000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,325 sqft Living Area |
| Gross Area | 1,911 sqft |
| 1st Floor Area | 1,325 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,750 sqft (0.132 acres) |
| Lot Dimensions | 125 ft deep x 46 ft wide |
| Garage Type | Attached |
| Garage Area | 372 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 118 sqft |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2438 CHAD ST |
|---|---|
| City | NEW BRAUNFELS |
| State | TX |
| Zip | 78130-3966 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GARDENS OF RANCH ESTATES UNIT #2 BLOCK 2 LOT 40 0.132 AC |
| Legal Subdivision | GARDENS OF RANCH ESTATES UNIT #2 |
| Legal Tract | 40 |
| Legal Block | 2 |
| Legal Lot Number | 40 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 210610 |
2438 Chad St is owned and occupied by an individual who bought it in June 2014.
Source: Guadalupe County records, as of August 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2438 CHAD ST, NEW BRAUNFELS, TX 78130-3966 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 4, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP |
| Apr 9, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 2014 · Amount on File |
| Deed Sale | Jun 27, 2014 · Amount on File |
| Deed Document Number | 201410936 |
| Deed Book / Page | 4242 / 530 |
| Prior Transfer Date | Jun 9, 2014 |
| Prior Transfer Doc | 0000010936 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 2438 CHAD ST, NEW BRAUNFELS, TX 78130-3966 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2438 CHAD ST, NEW BRAUNFELS, TX 78130-3966 |
| Document Number | 0099014399 |
|---|---|
| Date | May 4, 2022 |
| Instrument | 202299014399 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | DENVER, CO 80249 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 269 Months |
| Due | Oct 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 2438 CHAD ST, NEW BRAUNFELS, TX 78130-3966 |
| Document Number | 0000013366 |
| Instrument Date | Apr 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 2438 CHAD ST NEW BRAUNFELS TX 781303966, NEW BRAUNFELS, TX 78130-3966 |
| Document Number | 0000013366 |
|---|---|
| Date | Jun 2, 2020 |
| Instrument | 13366 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 1, 2045 |
The 2025 property tax bill for 2438 Chad St was $1,375 with exemptions applied, up 98.4% from the year before.
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Guadalupe County |
| Municipality | New Braunfels City |
| Unified School District | New Braunfels Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $230,465 (-3.42%) Land $33,911 Building $196,554 | $230,465 (-3.42%) Land $33,911 Building $196,554 | |
| 2025 | $1,375.00 (+98.41%) Homeowner's exemption Senior Citizen's exemption | $238,630 Land $36,953 Building $201,677 | $238,630 Land $36,953 Building $201,677 |
| 2024 | $693.00 | ||
| 2023 | $315,428 Land $50,840 Building $264,588 | $315,428 Land $50,840 Building $264,588 | |
| 2022 | $693.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2438 Chad St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2438 Chad St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW BRAUNFELS UTILITIES serves 116,477 people · EPA ID TX0460001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Guadalupe Valley Electric Cooperative Fixed Wireless · Fiber in parts of the area | 1,000 / 100 |
| VTX Communications Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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