2437 Waverly Dr, Monroe, NC 28112 Property Records

Union County property record for 2437 Waverly Dr, Monroe, NC 28112

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,393 sqft · built 2023
Lot Size	0.461 acres (20,081 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,497 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-286-178`

Property Details

APN / Parcel Number

Primary APN	`09-286-178`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,393 sqft Living Area
1st Floor Area	1,293 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	20,081 sqft (0.461 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2437 WAVERLY DR
City	MONROE
State	NC
Zip	28112-2432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 TIMBER RIDGE OPCQ753
Legal Subdivision	TIMBER RIDGE SUBDIVISION
Legal Lot Number	20
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2014
Census Tract	20502

Owner

2437 Waverly Dr is owned and occupied by two individuals.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2437 WAVERLY DR, MONROE, NC 28112-2432
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Aug 31, 2023	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2437 WAVERLY DR, MONROE, NC 28112-2432
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009188202
Date	Aug 28, 2025
Book Page	9188/202
Instrument	22199

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

August 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 31, 2023
Property Address	2437 WAVERLY DR, MONROE, NC 28112-2432
Document Number	0008774737
Book / Page	8774 / 737
Map Reference	PL Q PG 753-755
Instrument Date	Aug 31, 2023
Instrument	21405
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 31, 2026
Title Company	INDEPENDENCE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$861.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2649 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2439 WAVLEY DRIVE, MONROE, NC 28112

Mortgage

Document Number	0000021406
Date	Aug 31, 2023
Instrument	21406

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 2437 Waverly Dr was $3,497.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$400,100 (-) Land $70,000 Building $330,100	$400,100 (-) Land $70,000 Building $330,100
2025	$3,497.00	$400,100 Land $70,000 Building $330,100	$400,100 Land $70,000 Building $330,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2437 Waverly Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2437 Waverly Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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