2437 S Memorial Ave, Nags Head, NC 27959 Property Records

Dare County property record for 2437 S Memorial Ave, Nags Head, NC 27959

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,755 sqft · built 1999
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Sep 2017)
Tax Bill	$3,165 (2026)
Deeds & Mortgages	Feb 2017 Line of Credit Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`989318302970`

Property Details

APN / Parcel Number

Primary APN	`989318302970`
Alternative APN	`005634002`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,755 sqft Finished Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Traditional
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,000 sqft (0.344 acres)
View / Lot	Ocean

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	989318302970
Street Address	2437 S MEMORIAL AVE
City	NAGS HEAD
State	NC
Zip	27959-9348
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 2 BLK: SEC: 3 PL: D SL: 200
Legal Subdivision	CONCH SHELL ESTATES
Legal Lot Number	2
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	NAGS HEAD
Census Block Group	1
Census Block	1008
Census Tract	970400

Owner

2437 S Memorial Ave is owned by two individuals who bought it in September 2017.

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5606 SILVER BIRCH LN, MIDLOTHIAN, VA 23112-6908
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2017	Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU
Sep 22, 2017	Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2017 · Amount on File
Deed Sale	Sep 22, 2017 · Amount on File
Deed Document Number	2017700043956
Deed Book / Page	2193 / 793
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	2437 S MEMORIAL AVE, NAGS HEAD, NC 27959-9348
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2150/880
Date	Feb 16, 2017
Book Page	2150/880
Instrument	700035779

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	NAGS HEAD, NC 27959

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	DARE NC
Recording Date	Sep 22, 2017
Property Address	2437 S MEMORIAL AVE, NAGS HEAD, NC 27959-9348
Document Number	2193/793
Book / Page	2193 / 793
Instrument Date	Sep 21, 2017
Instrument	700043956
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,040.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 506, NAGS HEAD, NC 27959-0506

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5606 SILVER BIRCH LN, MIDLOTHIAN, VA 23112-6908

Mortgage

Document Number	2193/798
Date	Sep 22, 2017
Book Page	2193/798
Instrument	700043958

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 2437 S Memorial Ave was $3,165, down 27.6% from the year before.

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Nags Head Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,165.00 (-27.62%)	$1,202,800 (-) Land $447,100 Building $755,700	$1,202,800 Land $447,100 Building $755,700
2025	$4,373.00	$1,202,800 Land $447,100 Building $755,700
2023	$3,275.00	$611,900 Land $221,500 Building $390,400
2020			$1,202,800 Land $447,100 Building $755,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2437 S Memorial Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 459 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	474 units insured incl. 15 condo units
Nearby Flood Claims	393 (1978–2021)
Claims Outside the SFHA	127 of 393
Most Recent Claim	Jun 2021 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 93 claims Hurricane Isabel, Sep 2003 · 58 claims Hurricane Dennis, Sep 1999 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2437 S Memorial Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF NAGS HEAD serves 3,125 people · EPA ID NC0428010
Water Source	Purchased groundwater from several systems
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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