Bay County property record for 2437 E 11th St, Panama City, FL 32401
| Property Type | Apartment House (2-4 Units) |
|---|---|
| Details | 15 bd · 12 ba · 126,164 sqft · built 1998 |
| Lot Size | 9.81 acres (427,323 sqft) |
| Owner | Company Name on File |
| Last Sale | $3,260,100 (Oct 2015) |
| Tax Bill | $65,926 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 15805-020-000 |
| Primary APN | 15805-020-000 |
|---|
| Bedrooms | 15 Beds |
|---|---|
| Full Baths | 12 Baths |
| Total Rooms | 7 Rooms |
| Units | 24 Units |
| Stories | 3 Stories |
| Building Area | 126,164 sqft Living Area |
| 1st Floor Area | 126,164 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Multi-Family |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 427,323 sqft (9.81 acres) |
| Garage Type | Detached |
| Garage Area | 625 sqft |
| Pool Area | 800 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 15,516 sqft |
| Patio Area | 560 sqft |
| Total Buildings | 8 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2437 E 11TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-4467 |
| Property Category | Commercial |
| Property Type | Residential > Multi-Unit > Apartment House (2-4 Units) |
| Local Zoning Code | R5 |
| Legal Description | 3 4S 14W -1.1A- 105A COM AT SW COR OF E1/2 OF SW1/4 OF NE1/4 TH E 40 N 50 FOR POB TH CONT N 226.07 E 30 N 9.86 NELY 663.90 NELY 159.01 E 249.69 S 585.30 TO N R/W OF 11TH ST W 1007.28 TO POB ORB 3738 P 1626 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 03 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 1200 |
2437 E 11th St, a residential property, is owned by a company that bought it in October 2015.
Source: Bay County records, as of July 9, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 475 HARRISON AVE, 205, PANAMA CITY, FL 32401-2752 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 6, 2015 · Amount on File |
| Deed Sale | Oct 6, 2015 · Amount on File |
| Deed Document Number | 201554791 |
| Deed Book / Page | 3738 / 1626 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 2437 E 11th St was $65,926, up 3.5% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $65,926.00 (+3.52%) | $5,300,881 | $5,363,402 Land $235,440 Building $5,127,962 |
| 2024 | $63,682.00 (-1.42%) | ||
| 2023 | $64,598.00 (+23.56%) | $6,120,481 (+20.25%) Land $235,440 Building $5,885,041 | $6,120,481 (+20.25%) Land $235,440 Building $5,885,041 |
| 2022 | $52,279.00 | $5,089,984 Land $235,440 Building $4,854,544 | $5,089,984 Land $235,440 Building $4,854,544 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2437 E 11th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 27.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 25 (1982–2018) |
| Claims Outside the SFHA | 20 of 25 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2437 E 11th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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