Charlotte County property record for 2437 Deborah Dr, Punta Gorda, FL 33950
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,157 sqft · built 2011 |
| Lot Size | 0.331 acres (14,425 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $43,300 (Nov 2010) |
| Tax Bill | $5,127 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Feb 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 412223129001 |
| Primary APN | 412223129001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,157 sqft Living Area |
| Gross Area | 3,341 sqft |
| 1st Floor Area | 2,157 sqft |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Tile |
| Lot Area | 14,425 sqft (0.331 acres) |
| Garage Type | Attached |
| Garage Area | 738 sqft |
| Driveway | Driveway |
| Driveway Area | 1,064 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 38 sqft |
|---|---|
| Porch | Raised Porch |
| Porch Area | 445 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 00952110280006 |
|---|---|
| Street Address | 2437 DEBORAH DR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33950-8167 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GS-3.5 |
| Legal Description | PUNTA GORDA ISLES SEC12 BLK162 LT5 977/892 1006/17 1014/106&109 1157/532 1897/1461 2192/899 3119/1574 3526/1582 4704/1428 |
| Legal Range | 22E |
| Legal Township | 41S |
| Legal Section | 23 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Tract | PGI |
| Legal Block | 162 |
| Legal Lot Number | 5 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 10405 |
Source: Charlotte County records, as of November 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2437 DEBORAH DR, PUNTA GORDA, FL 33950-8167 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 17, 2019 | Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK |
| Feb 4, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage REGIONS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 17, 2010 · Amount on Record |
| Deed Sale | Nov 17, 2010 · Amount on Record |
| Prior Sale | Feb 27, 2007 · Amount on Record |
| Deed Document Number | 20101978679 |
| Deed Book / Page | 3526 / 1582 |
| Last Transfer Date | Feb 4, 2021 |
| Transfer Doc | 0047041428 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 2437 DEBORAH DR, PUNTA GORDA, FL 33950-8167 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 OMAHA |
| Name | Verified Name |
|---|
| Document Number | 0044941606 |
|---|---|
| Date | Oct 17, 2019 |
| Book Page | 4494/1606 |
| Instrument | 2752635 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Feb 4, 2021 |
| Property Address | 2437 DEBORAH DR, PUNTA GORDA, FL 33950-8167 |
| Document Number | 0047041428 |
| Book / Page | 4704 / 1428 |
| Map Reference | MB 8 PG 6A-6T |
| Instrument Date | Feb 4, 2021 |
| Instrument | 2901119 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2437 DEBORAH DR, PUNTA GORDA, FL 33950-8167 |
| Document Number | 0047041430 |
|---|---|
| Date | Feb 4, 2021 |
| Instrument | 4704/1430 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Municipality | Punta Gorda City |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,127.00 (+2.38%) Homeowner's exemption | $349,517 (+5.99%) | $599,736 (-3.23%) Land $97,750 Building $501,986 |
| 2024 | $5,008.00 (+1.64%) | ||
| 2023 | $4,927.00 (+2.77%) Homeowner's exemption | $329,774 (+3%) | $619,726 (+2.92%) Land $115,000 Building $504,726 |
| 2022 | $4,794.00 Homeowner's exemption | $320,169 | $602,128 Land $81,600 Building $520,528 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 1,331 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2,225 units insured incl. 894 condo units |
| Nearby Flood Claims | 127 (2004–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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