2437 Chapel Spring Ln, Free Union, VA 22940 Property Records

Albemarle County property record for 2437 Chapel Spring Ln, Free Union, VA 22940

Property Summary

Property Type	Single Family Home
Details	6 bd · 5.5 ba · 4,800 sqft · built 1997
Lot Size	23 acres (1,004,581 sqft)
Owner	2 Trust Names on File
Last Sale	$1,330,000 (Jul 2019)
Tax Bill	$17,957 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Aug 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01600-00-00-052B1`

Property Details

APN / Parcel Number

Primary APN	`01600-00-00-052B1`
Alternative APN	`1906`

Interior

Bedrooms	6 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,800 sqft Finished Area
Basement Area	2,775 sqft
Finished Basement	400 sqft
Unfinished Basement	1,399 sqft
Family Room	Family Room
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2024
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Wood
Lot Area	1,004,581 sqft (23 acres)
Garage Area	530 sqft

Exterior Amenities

Pool Type	Pool Type
Pool Area	960 sqft
Porch	Slab
Porch Area	456 sqft
Patio Area	456 sqft
Tennis Court	Tennis Court

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	2437 CHAPEL SPRING LN
City	FREE UNION
State	VA
Zip	22940-1924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	TRACT B
Legal Tract	B
Jurisdiction	ALBEMARLE VA
Township / Civil Division	WHITE HALL
Census Block Group	3
Census Block	3001
Census Tract	10100

Owner

2437 Chapel Spring Ln is owner-occupied and held in a trust since July 2022.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2437 CHAPEL SPRING LN, FREE UNION, VA 22940-1924
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2022	Deed, Transfer · Conventional Mortgage CITY NATIONAL BANK
Aug 18, 2022	Gift Deed, Transfer
Jul 29, 2019	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2019 · Amount on File
Deed Sale	Jul 29, 2019 · Amount on File
Prior Sale	Dec 28, 2011
Deed Document Number	20198021
Deed Book / Page	5199 / 548
Last Transfer Date	Jul 20, 2022
Transfer Doc	0000010009
Record Updated	Sep 20, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Aug 18, 2022
Property Address	2437 CHAPEL SPRING LN, FREE UNION, VA 22940-1924
Document Number	202200010010
Map Reference	MB 991 PG 666
Instrument Date	Jul 20, 2022
Instrument	202200010010
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2437 CHAPEL SPRING LN, FREE UNION, VA 22940-1924

Mortgage

Document Number	202200010011
Date	Aug 18, 2022
Instrument	202200010011

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

August 2022: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Aug 18, 2022
Property Address	2437 CHAPEL SPRING LN, FREE UNION, VA 22940-1924
Document Number	202200010009
Map Reference	MB 991 PG 666
Instrument Date	Jul 20, 2022
Instrument	202200010009
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 24TH ST W # 1-1160, 1, BILLINGS, MT 59102-4751

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jul 29, 2019
Property Address	2437 CHAPEL SPRING LN, FREE UNION, VA 22940-1924
Document Number	0000008021
Book / Page	005199 / 000548
Instrument Date	Jul 25, 2019
Instrument	8021
Transaction Type	Transfer
Record Updated	Aug 16, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$1,330.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2437 CHAPEL SPRING LN FREE UNION VA 229401924, FREE UNION, VA 22940-1924

Tax Assessment & Valuation

The 2026 property tax bill for 2437 Chapel Spring Ln was $17,957, up 10.2% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,957.00 (+10.23%)	$2,339,000 (+9.5%) Land $580,300 Building $1,758,700	$2,339,000 (+9.5%) Land $580,300 Building $1,758,700
2025	$16,290.00	$2,136,100 Land $517,100 Building $1,619,000	$2,136,100 Land $517,100 Building $1,619,000
2023	$12,201.00	$1,742,000 Land $517,100 Building $1,224,900	$1,742,000 Land $517,100 Building $1,224,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2437 Chapel Spring Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1995)
Most Recent Claim	Jun 1995 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2437 Chapel Spring Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 58% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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