2437 Cardinal Ln, Wilmette, IL 60091 Property Records

Cook County property record for 2437 Cardinal Ln, Wilmette, IL 60091

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,691 sqft · built 1963
Lot Size	0.2 acres (8,700 sqft)
Owner	Individual Name on File
Last Sale	$748,000 (Nov 2017)
Tax Bill	$16,039 (2023)
Deeds & Mortgages	Jul 2021 Mortgage May 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-32-200-161`

Property Details

APN / Parcel Number

Primary APN	`05-32-200-161`
Alternative APN	`05-32-200-161-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,691 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1964
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,700 sqft (0.2 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	2437 CARDINAL LN
City	WILMETTE
State	IL
Zip	60091-2334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	13E
Legal Township	42N
Legal Section	32
Legal Subdivision	CARDINAL LANE
Legal Lot Number	10
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	4
Census Block	4000
Census Tract	801000

Owner

2437 Cardinal Ln is owned and occupied by an individual who acquired it in June 2021.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	2437 CARDINAL LN, WILMETTE, IL 60091-2334
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BLUELEAF LENDING LLC
May 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 30, 2019	Deed of Trust, Mortgage JP MORGAN CHASE BK
Dec 20, 2019	Quit Claim Deed, Transfer JP MORGAN CHASE BK
Nov 27, 2017	Warranty Deed, Transfer STC CAP BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2017 · Amount on File
Deed Sale	Nov 27, 2017 · Amount on File
Prior Sale	Jul 20, 2015 · Amount on File
Deed Document Number	201710056
Last Transfer Date	Jun 25, 2021
Transfer Doc	0000018173
Record Updated	Oct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	Jul 28, 2021
Property Address	2437 CARDINAL LN, WILMETTE, IL 60091-2334
Document Number	0020918173
Instrument Date	Jun 25, 2021
Instrument	2120918173
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2437 CARDINAL LN, WILMETTE, IL 60091-2334

Mortgage

Document Number	0020918174
Date	Jul 28, 2021
Instrument	2120918174

Lender

Name	BLUELEAF LENDING LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Jul 1, 2036
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7.62%
Index	1-Month LIBOR
Margin	3
Max Rate	7.62%

Mortgage

Document Number	0020918175
Date	Jul 28, 2021
Instrument	2120918175

Lender

Name	BLUELEAF LENDING LLC
Type	Lending Institution
Address	CHICAGO, IL 60607

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	83 Months
Due	Jun 22, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2437 CARDINAL LN, WILMETTE, IL 60091-2334
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012101074
Date	May 1, 2019
Instrument	1912101074

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2437 CARDINAL LN, WILMETTE, IL 60091-2334
Document Number	2001749146
Instrument Date	Dec 30, 2019
Transaction Type	Mortgage
Record Updated	Feb 3, 2020
Title Company	CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2437 CARDINAL LN WILMETTE IL 600912334, WILMETTE, IL 60091-2334

Mortgage

Document Number	2001749146
Date	Jan 17, 2020
Instrument	1749146

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 16, 2050

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Dec 20, 2019
Property Address	2437 CARDINAL LN, WILMETTE, IL 60091-2334
Document Number	1935408030
Instrument Date	Apr 22, 2019
Instrument	35408030
Transaction Type	Transfer
Record Updated	Jan 7, 2020
Title Company	CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2437 CARDINAL LN WILMETTE IL 600912334, WILMETTE, IL 60091-2334

Mortgage

Document Number	1912101074
Date	Dec 20, 2019
Instrument	12101074

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 19, 2049

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Nov 27, 2017
Property Address	2437 CARDINAL LN, WILMETTE, IL 60091-2334
Document Number	1733110056
Instrument Date	Oct 30, 2017
Instrument	33110056
Transaction Type	Transfer
Record Updated	Dec 5, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$748.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1760 HUNTER CREEK RD RENO NV 895190679, RENO, NV 89519-0679

Mortgage

Document Number	1733110059
Date	Nov 27, 2017
Instrument	33110059

Lender

Name	STC CAP BK
Type	Mortgage Company
Address	SAINT CHARLES, IL 60174

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2047

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Wilmette Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Wilmette School District 39 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$98,000 Land $18,270 Building $79,730	$980,000 Land $182,700 Building $797,300
2023	$16,039.00 (+5.81%)
2022	$15,158.00	$74,000 Land $15,225 Building $58,775	$740,000 Land $152,250 Building $587,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2437 Cardinal Ln in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	19 (1978–2020)
Claims Outside the SFHA	10 of 19
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 3 claims Severe Storms And Flooding, Sep 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2437 Cardinal Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMETTE serves 27,650 people · EPA ID IL0313300
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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