Miami County property record for 2436 McKaig Rd, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,344 sqft · built 1937 |
| Lot Size | 1.85 acres (80,847 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,233 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit May 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | D08-101725 |
| Primary APN | D08-101725 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,344 sqft Living Area |
| 1st Floor Area | 3,944 sqft |
| Upper Floors Area | 1,372 sqft |
| Basement Area | 1,972 sqft |
| Unfinished Basement | 1,972 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 80,847 sqft (1.85 acres) |
| Garage Type | Mixed |
| Garage Area | 1,416 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 200 sqft |
| Patio Area | 720 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2436 MCKAIG RD |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-8720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IL 10741 |
| Legal Lot Number | 10741 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 365301 |
2436 McKaig Rd is owned and occupied by two individuals.
Source: Miami County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2436 MCKAIG RD, TROY, OH 45373-8720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 5, 2022 | Deed of Trust, Mortgage · Line of Credit ABBEY CU INC |
| May 17, 2021 | Deed of Trust, Mortgage · Line of Credit ABBEY CU INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 2436 MCKAIG RD, TROY, OH 45373-8720 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000010241 |
|---|---|
| Date | Jul 5, 2022 |
| Instrument | 2022OR-10241 |
| Name | ABBEY CU INC |
|---|---|
| Type | Credit Union |
| Address | VANDALIA, OH 45377 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Jun 28, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 2436 MCKAIG RD, TROY, OH 45373-8720 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000008566 |
|---|---|
| Date | May 17, 2021 |
| Instrument | 2021OR-08566 |
| Name | ABBEY CU INC |
|---|---|
| Type | Credit Union |
| Address | VANDALIA, OH 45377 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 2436 McKaig Rd was $4,233 with a homeowner's exemption, up 26.9% from the year before.
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,233.00 (+26.85%) Homeowner's exemption | $127,480 (+44.19%) Land $20,060 Building $107,420 | $364,200 Land $57,300 Building $306,900 |
| 2024 | $3,337.00 (+2.21%) Homeowner's exemption | $88,410 (-) Land $13,790 Building $74,620 | |
| 2023 | $3,265.00 (+17.45%) Homeowner's exemption | $88,410 (-) Land $13,790 Building $74,620 | $252,600 (-) Land $39,400 Building $213,200 |
| 2022 | $2,780.00 Homeowner's exemption | $88,410 Land $13,790 Building $74,620 | $252,600 Land $39,400 Building $213,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2436 McKaig Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2436 McKaig Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 26,305 people · EPA ID OH5501612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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