2436 Lakeshore Dr, Monteagle, TN 37356 Property Records

Marion County property record for 2436 Lakeshore Dr, Monteagle, TN 37356

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,774 sqft · built 1999
Lot Size	5.68 acres (247,421 sqft)
Owner	2 Company Names on Record
Last Sale	$675,000 (Aug 2021)
Tax Bill	$2,874 (2025)
Deeds & Mortgages	Feb 2026 Transfer Aug 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`043-020.00`

Property Details

APN / Parcel Number

Primary APN	`043-020.00`
Alternative APNs	`0504304302000` `058043 02000`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,774 sqft Living Area
Gross Area	3,247 sqft
1st Floor Area	2,558 sqft
Upper Floors Area	216 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2016
Architectural Style	L-Shape
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	247,421 sqft (5.68 acres)
Terrain	Mountain
Garage Type	Attached
Garage Area	375 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	530 sqft
Deck Area	450 sqft
Patio Area	360 sqft
Shed	1 Shed
Shed Area	240 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	2436 LAKESHORE DR
City	MONTEAGLE
State	TN
Zip	37356
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLIFFTOPS LOT 143
Legal Subdivision	CLIFFTOPS
Legal Lot Number	143
Jurisdiction	MARION TN
Township / Civil Division	2
Census Block Group	1
Census Block	1089
Census Tract	50302

Owner

Source: Marion County records, as of March 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1018 CHANCERY LN S, NASHVILLE, TN 37215-4524
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Quit Claim Deed, Transfer Quitclaim
Aug 3, 2021	Warranty Deed, Transfer · Conventional Mortgage COGENT BANK
Oct 19, 2020	Warranty Deed, Transfer · Conventional Mortgage COGENT BANK
May 23, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
May 23, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2021 · Amount on Record
Deed Sale	Aug 3, 2021 · Amount on Record
Prior Sale	Oct 19, 2020 · Amount on Record
Deed Document Number	20214249
Deed Book / Page	547 / 669
Last Transfer Date	Feb 19, 2026
Transfer Doc	0000620286
Record Updated	Jun 8, 2026

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARION TN
Recording Date	Feb 23, 2026
Property Address	2436 LAKESHORE DR, MONTEAGLE, TN 37356
Document Number	0000620286
Book / Page	620 / 286
Map Reference	MB 4 PG 86
Instrument Date	Feb 19, 2026
Instrument	26006213
Transaction Type	Transfer
Record Updated	Mar 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1018 CHANCERY LN S, NASHVILLE, TN 37215-4524

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION TN
Recording Date	Aug 3, 2021
Property Address	2436 LAKESHORE DR, MONTEAGLE, TN 37356
Document Number	547669
Book / Page	547 / 669
Map Reference	MB 4 PG 85
Instrument Date	Jul 30, 2021
Instrument	21004249
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	RP TITLE AND ESCROW LLC, RUDY TITLE AND ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,497.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1018 CHANCERY LN S, NASHVILLE, TN 37215-4524

Mortgage

Document Number	21004250
Date	Aug 3, 2021
Instrument	21004250

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Aug 1, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.87%
Index	1-Year CMT
Max Rate	7.87%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION TN
Recording Date	Oct 19, 2020
Property Address	2436 LAKESHORE DR, MONTEAGLE, TN 37356
Document Number	533238
Book / Page	533 / 238
Map Reference	MB 4 PG 86
Instrument Date	Oct 9, 2020
Instrument	20004462
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	RUDY TITLE AND ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,109.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	408 HYDE PARK, NASHVILLE, TN 37215-2449

Mortgage

Document Number	20004463
Date	Oct 19, 2020
Instrument	20004463

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARION TN
Recording Date	May 23, 2017
Property Address	2436 LAKESHORE DR, MONTEAGLE, TN 37356
Document Number	4901562
Book / Page	000490 / 001562
Instrument Date	May 18, 2017
Instrument	1870
Transaction Type	Transfer
Record Updated	Jun 1, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	407 HYDE PARK NASHVILLE TN 372152449, NASHVILLE, TN 37215-2449

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARION TN
Recording Date	May 23, 2017
Property Address	2436 LAKESHORE DR, MONTEAGLE, TN 37356
Document Number	4901564
Book / Page	000490 / 001564
Instrument Date	May 18, 2017
Instrument	1871
Transaction Type	Transfer
Record Updated	Jun 1, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	407 HYDE PARK NASHVILLE TN 372152449, NASHVILLE, TN 37215-2449

Tax Assessment & Valuation

Source: Marion County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,874.00	$163,275 (-) Land $60,375 Building $102,900	$653,100 (-) Land $241,500 Building $411,600
2024	$2,874.00
2023		$163,275 Land $60,375 Building $102,900
2022	$2,874.00
2021			$653,100 Land $241,500 Building $411,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 79% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTEAGLE PUBLIC UTILITY BOARD serves 4,179 people · EPA ID TN0000470
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000

May also be available: SVEConnect.

Cell Coverage

4G LTE only, no 5G reported

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