24350 Watt Rd, Ramona, CA 92065 Property Records

San Diego County property record for 24350 Watt Rd, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,816 sqft · built 1989
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (Nov 2025)
Tax Bill	$5,784 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`288-210-24-00`

Property Details

APN / Parcel Number

Primary APN	`288-210-24-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,816 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	43,560 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	24350 WATT RD
City	RAMONA
State	CA
Zip	92065-4155
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 261 TR 007450
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	007450
Legal Block	1
Legal Lot Number	261
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1013
Census Tract	20810

Owner

24350 Watt Rd is owned and occupied by two individuals who bought it in November 2025.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	24350 WATT RD, RAMONA, CA 92065-4155
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Grant Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 30, 2020	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Jan 3, 2020	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS
Sep 22, 2018	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2025 · Amount on File
Deed Sale	Nov 5, 2025 · Amount on File
Prior Sale	Dec 18, 2015 · Amount on File
Deed Document Number	2025312896
Prior Transfer Date	Dec 17, 2013
Prior Transfer Doc	0000732415
Record Updated	Oct 29, 2026

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 5, 2025
Property Address	24350 WATT RD, RAMONA, CA 92065-4155
Document Number	0000312896
Map Reference	MAP 7450
Instrument Date	Oct 21, 2025
Instrument	2025-0312896
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	24350 WATT RD, RAMONA, CA 92065-4155

Mortgage

Document Number	0000312897
Date	Nov 5, 2025
Instrument	2025-0312897

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	24350 WATT RD, RAMONA, CA 92065-4155
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24350 WATT RD, RAMONA, CA 92065-4155

Mortgage

Document Number	0000675255
Date	Oct 30, 2020
Instrument	2020-0675255

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	352 Months
Due	Feb 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	24350 WATT RD, RAMONA, CA 92065-4155
Document Number	0000012171
Instrument Date	Jan 3, 2020
Transaction Type	Mortgage
Record Updated	Jan 24, 2020
Title Company	WESTERN RESOURCES TITLE, WESTERN RSRCS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	24350 WATT RD RAMONA CA 920654155, RAMONA, CA 92065-4155

Mortgage

Document Number	0000012171
Date	Jan 9, 2020
Instrument	12171

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 8, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	24350 WATT RD, RAMONA, CA 92065-4155
Document Number	0000403152
Instrument Date	Sep 22, 2018
Transaction Type	Mortgage
Record Updated	Oct 4, 2018
Title Company	WFG TITLE COMPANY/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	24350 WATT RD RAMONA CA 920654155, RAMONA, CA 92065-4155

Mortgage

Document Number	0000403152
Date	Sep 27, 2018
Instrument	403152

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 26, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 24350 Watt Rd was $5,784.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$750,000 (+63.71%) Land $203,542 Building $546,458
2025	$5,784.00 Homeowner's exemption	$458,121 Land $124,329 Building $333,792
2023	$5,393.00 (-2.16%) Homeowner's exemption	$440,334 Land $119,502 Building $320,832
2022	$5,512.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 24350 Watt Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2005–2015)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24350 Watt Rd is very high, ranking above 92% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 75% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL	100 / 20

May also be available: San Diego Broadband, Verizon.

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